Welcome to Our Online Loan Referral Service


44495 Town Center Way Suite A, Palm Desert, CA 92260, USA
+1 (760) 340-6400
www.onewestbank.com
Thursday
9AM–4PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

2009-02-07

Mailing Address

NJ, United States

Company Name

CIT Group Inc.

CIT Group Inc.

Contact Data

Feedback about OneWest Bank?

Here you grapple with the feedback of our customers.

OneWest Bank applied for a payday loan secured by an auto for the first time, I liked everything very much. Fast and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Prof. Heloise Sipes

The funds are deposited to my bank account. I pay back through my personal account. The payment is efficient and fast. Pay on time and there will be no problems.

Miss Emma Goodwin

I addressed OneWest Bank. Everything was done quickly. Only pleasant impressions remained!

Dr. Gracie Donnelly DDS

Pay Attention

Above-defined info offers the details about a definite lending company. Below-defined info is devoted to general information about payday loans.

Payday Loans in Palm Desert, California

Payday loans are a type of loans issued by payday lending company to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Palm Desert, California is taken out easily and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more loans you pay back off, the more favorable rates a borrower will get.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will OneWest Bank help take out a payday loan in Palm Desert, California?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are issued day and night. The payday loan will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor reviewed by financial institutions is called as bad credit history. But this drawback is not reviewed as the only one by lenders to take out a loan. The lender review many aspects such as financial capabilities to approve the request. Cash advance in Palm Desert, California may help improve your credit history.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should define its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Palm Desert, California

Armed Forces Bank ATM

5112 Goldstone Rd, Fort Irwin, CA 92310, USA

+1 (888) 929-2265

www.afbank.com

Valley First Credit Union

1003 N Central Ave, Tracy, CA 95376, USA

+1 (209) 832-6450

www.valleyfirstcu.org

Pacific Service Credit Union

3000 Clayton Rd, Concord, CA 94519, USA

+1 (888) 858-6878

www.pacificservice.org

Comerica Bank

1 Rancho Del Mar, Aptos, CA 95003, USA

+1 (831) 688-4159

locations.comerica.com

Navy Federal Credit Union

106 B Ave, Coronado, CA 92118, USA

+1 (888) 842-6328

www.navyfederal.org

California Check Cashing Stores

516 Main St, Watsonville, CA 95076, USA

+1 (831) 761-3776

www.ccfi.com

California Check Cashing Stores

1939 W Ramsey St Ste A, Banning, CA 92220, USA

+1 (951) 849-5319

www.ccfi.com

U.S. Bank Branch

780 E St, Williams, CA 95987, USA

+1 (530) 473-5311

locations.usbank.com

Montana Capital Car Title Loans

2509 Sonoma Blvd, Vallejo, CA 94590, USA

+1 (707) 232-8524

montanacapital.com

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