Welcome to Our Online Loan Referral Service

3.6 34 reviews

525 University Ave #21, Palo Alto, CA 94301, USA
+1 (650) 723-2509
www.sfcu.org
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–4PM
Sunday
Closed
Monday
9AM–5PM

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Created Date

Mailing Address

Company Name

Contact Data

What people think about Stanford Federal Credit Union?

Below you see some of the reviews of our customers.

PX Floro got me the lowest loan interest rate in the bay, also beated WF on fees and courtesy. Highly recommended.

Ms. Nayeli Veum

Sometimes they have excellent service, sometimes they don't.

Markus Lang

Been with this credit union 3 years, Not one promotion offer!

Joel Baumbach

Pay Attention

The above-given information provides the details about a precise lending service. The information below is about common information about payday loans.

Payday Loans in Palo Alto, California

A payday loan is a short-term loan that can help you deal with sudden cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans in Palo Alto, California is are simple to access. The APR is individual for each applicant and depends on various aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to consumers with a bad credit history. Payday loan approvals depend very much on other circumstances. Lenders will look at your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.

To get approved for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the exact cost of the loan immediately.

APR Calculator

Other Payday Lenders in Palo Alto, California

Bank of the Sierra

128 E Main St, Visalia, CA 93291, USA

+1 (559) 740-4200

www.bankofthesierra.com

5 Star Car Title Loans

18411 Hawthorne Blvd #B, Torrance, CA 90504, USA

+1 (310) 340-0433

5starloans.com

Pacificwide Lending

7041 Koll Center Pkwy Suite 270, Pleasanton, CA 94566, USA

+1 (925) 461-0500

www.pacificwidelending.com

Bank of the West

2675 San Bruno Ave, San Francisco, CA 94134, USA

+1 (415) 468-1492

www.bankofthewest.com

Oportun

3838 Peck Rd, El Monte, CA 91732, USA

+1 (626) 773-8757

oportun.com

5 Star Car Title Loans

1419 Jensen Ave suite 104, Sanger, CA 93657, USA

+1 (559) 382-7501

5starloans.com

Mission Hills Mortgage Bankers

2811 Bechelli Ln, Redding, CA 96002, USA

+1 (530) 224-0807

expressloansofamerica.com

Cash 1

34179 Fremont Blvd, Fremont, CA 94555, USA

+1 (510) 739-0150

www.ccfi.com

CCS Title Loan Services – LoanMart Oxnard

2612 Saviers Rd, Oxnard, CA 93033, USA

+1 (805) 335-1117

www.800loanmart.com

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