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4.6 13 reviews

2390 El Camino Real # 110, Palo Alto, CA 94306, USA
+1 (800) 632-4600
www.providentcu.org
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about Provident Credit Union?

Below you find some of the opinions of our customers.

Loved the customer service , very clean place

Moshe Wintheiser

All the colors there are great I have never had a bad experience.

Jewell King

They could benefit from more locations though.

Vidal Parisian

Important

The previous three items describe a definite company. But below you can find general details about payday loans.

Payday Loans in Palo Alto, California

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

It is easy and fast to get approved for payday loans in Palo Alto, California. The interest rate will be set individually for each person and will depend on the personal information the borrower entered.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a bad credit score an increased opportunity to get accepted for payday loans. A payday loan may be the only financial product available for some clients to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your opportunities and repay your loan commitments on scheduled.

To get approved for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to find out the real cost of the cash advance loan even before applying.

APR Calculator

Other Payday Lenders in Palo Alto, California

San Mateo Credit Union

40 Cabrillo Hwy N, Half Moon Bay, CA 94019, USA

+1 (650) 363-1725

smcu.org

Quick Stop Loans

2343 S Garfield Ave, Monterey Park, CA 91754, USA

+1 (323) 725-6558

OneWest Bank

44495 Town Center Way Suite A, Palm Desert, CA 92260, USA

+1 (760) 340-6400

www.onewestbank.com

First Bank, Wealth Management Group

456 Montgomery St, San Francisco, CA 94104, USA

+1 (415) 273-2051

www.firstbanks.com

OneMain Financial

1555 Hillman St, Tulare, CA 93274, USA

+1 (559) 684-8088

www.onemainfinancial.com

U.S. Bank Branch

220 W Center St, Yreka, CA 96097, USA

+1 (530) 842-4343

locations.usbank.com

5 Star Bad Credit Loans

1678 W Base Line St Ave, San Bernardino, CA 92411, USA

+1 (909) 963-1187

5starbcloans.com

Oceanside Auto Title Loans Group

1919 Apple St, Oceanside, CA 92054, USA

+1 (442) 287-0979

ecartitleloans.com

Farm Credit West

1800 Lassen Blvd, Yuba City, CA 95993, USA

+1 (530) 671-1420

www.farmcreditwest.com

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