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Created Date
1998-07-13
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Feedback about California Bank & Trust - Premier Wealth Center?
Here you get acquainted with the reviews of our clients.
It was significant to improve the credit history, because there is practically no chance of getting a loan at a good interest rate. As a result, I contacted California Bank & Trust - Premier Wealth Center. The history improved after several loans paid back.
Jermain Davis
Not the first time I use California Bank & Trust - Premier Wealth Center. The service is reliable. They immediately inform how much you should pay off. No cheating. You can always renew the loan. It helps a lot when money is urgently needed.
Pedro Howe
California Bank & Trust - Premier Wealth Center is quite reliable, I will explain: the first cash advance, the limit is increased gradually. It is subject to repayment on due date. The operators in those customer department are adequate, they gave clear answers to my questions. There were no delays. And the rate is like everywhere else.
Cecil McCullough
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Further there will be shown the details about not a definite lender. The information below will tell about shared information about payday loans and its specific features.
Payday Loans in Palo Alto, California
According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small amount is issued: $100-$1,000.
Such financial products as payday loan in Palo Alto, California is taken out simply and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more cash advance you pay back off, the more favorable rates a client will get.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will California Bank & Trust - Premier Wealth Center help issue a payday loan in Palo Alto, California?
- 24/7 service. Such online services allow you to deposit funds at any time. Money are taken out around the clock. The payday loan will be sent to a bank account, so a personal visit to the store is not necessary.
- No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
- Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
- High approval level. When it comes to small amounts, a positive decision comes up 98%.
- Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.
What data to fill out in the application? - General Info
To submit an application, every customer should fill out the following data:
Submit an application to get terms and rates for an offer from one of lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history is a unfavorable factor that is processed by financial institutions. Payday lenders in Palo Alto, ca consider this circumstance not a hindrence to take out a loan. The client of a loan should be prepared to objectively estimate financial capabilities, take out a loan, pay off the debt on schedule and not only handle current difficulties, but enhance the credit score.
The following common points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The annual percentage rate will provide the cost of the payday loan. It takes seconds to see the result.
APR Calculator
Other Payday Lenders in Palo Alto, California
Bank of America Mortgage
1102 Higuera St, San Luis Obispo, CA 93401, USA
+1 (805) 503-8972
www.bankofamerica.com
Kinecta Federal Credit Union - Lakewood
4055 Hardwick St, Lakewood, CA 90712, USA
+1 (800) 854-9846
www.kinecta.org
Westamerica Bank
1610 Arden Way # 199 # 199, Sacramento, CA 95815, USA
+1 (916) 648-6580
www.westamerica.com
U.S. Bank Branch
5750 Lindero Canyon Rd, Westlake Village, CA 91362, USA
+1 (818) 865-3115
locations.usbank.com
