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2 reviews

414 California Ave, Palo Alto, CA 94306, USA
+1 (800) 488-2265
www.bankofthewest.com
Thursday
Open 24 hours
Friday
Open 24 hours
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours

Domain Info

Created Date

1996-01-23

Mailing Address

13505 California St, Omaha, NE, 68154-5247, United States

Company Name

knudsen, karla

Bank of the West - (Josh Reniker)

Contact Data

[email protected]

+1.4029185727

Feedback about Bank of the West - ATM?

Here you grapple with the feedback of our customers.

I suffered a displeasing situation in my life. I urgently needed extra money. This company helped me very much. They approved the required loan amount. I solved all my problems. I recommend the company to all my acquaintances.

Claudine Schoen

I suffered a displeasing situation in my life. I urgently required extra money. This company helped me very much. They approved the required amount. I solved all my problems. I recommend the company to all my acquaintances.

Elinor Bogan

I addressed Bank of the West - ATM. Everything was done quickly. Only pleasant impressions remained!

Quinn Lockman

I took out a loan when I had problems with money. There was no other way out. I found this site on the Internet, among others. Has applied several services. One declined, the other offered too high a interest rate, but here it was approved as I wanted.

Haylie Halvorson

Pay Attention

Further there will be shown the details about not a definite lender. The information below will tell about common information about payday loans and its specific aspects.

Payday Loans in Palo Alto, California

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Palo Alto, California is issued simply and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more loans you pay back off, the more favorable rates you will get.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Bank of the West - ATM help take out a loan in Palo Alto, California?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are issued around the clock. The loan will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A negative factor considered by financial institutions is called as bad credit history. But this drawback is not implied as the only one by payday lenders to issue a loan. The lending company review many aspects such as financial solvency to approve the request. Cash advance in Palo Alto, California may help enhance your credit history.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as APR.

APR Calculator

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