Welcome to Our Online Loan Referral Service

5 reviews

531 Cowper St, Palo Alto, CA 94301, USA
+1 (650) 339-9514
www.bankofthewest.com
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
8AM–5PM
Sunday
8AM–5PM
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM

Domain Info

Created Date

1996-01-23

Mailing Address

13505 California St, Omaha, NE, 68154-5247, United States

Company Name

knudsen, karla

Bank of the West - (Josh Reniker)

Contact Data

registrar@bankofthewest.com

+1.4029185727

Feedback about David T. Lee - BancWest Investment Services Wealth Financial Advisor?

Here you get acquainted with the feedback of our clients.

David T. Lee - BancWest Investment Services Wealth Financial Advisor seemed to me the fair. At least no insurance and extra fees. There are no discounts for regular customers. When paying off a debt, a transfer fee is not taken, although this is a bonus.

Dr. Hulda Mante

Thanks to David T. Lee - BancWest Investment Services Wealth Financial Advisor for assisting when money is urgently needed. I have been applying to this service for amost one year and everything is always honest, without hidden commissions.

Ms. Tressie Thompson

Only an ID is needed to apply. Was on a working trip and needed extra money, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Laverna Maggio Jr.

Pay Attention

The first three points show the certain lending company. In other turn, below-shown info makes people grapple with general information about payday loans.

Payday Loans in Palo Alto, California

A short-term loan is known as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts are from $100-$1,000.

This financial product in Palo Alto, California is issued easily and fast. The interest percentage is specified depending on the category of the borrower: the more loans are successfully paid back, the more reasonable terms will be offered to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will David T. Lee - BancWest Investment Services Wealth Financial Advisor help take out a payday loan in Palo Alto, California?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed funds will be deposited to credit card. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be reviewed in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to take out a loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Payday lenders do not consider this factor the only one to take out a loan in Palo Alto, California. They estmate many other factors before issuing a cash advance. One of them is solvency. This is a way to enhance your credit history.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the loan, you are welcome to use the calculator. It will define the cost of the cash advance.

APR Calculator

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