Welcome to Our Online Loan Referral Service

2.9 8 reviews

672 Pearson Rd, Paradise, CA 95969, USA
+1 (530) 877-0857
www.mechanicsbank.com
Friday
9AM–5PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Mechanics Bank - Paradise Branch?

Here you grapple with the feedback of our customers.

Yesterday I needed money, I decided to contact Mechanics Bank - Paradise Branch. They quickly approved the amount needed, and besides, they offered reasonable terms at a low interest rate.

Billie Padberg

I often issue a loan to a card in Mechanics Bank - Paradise Branch. It is very convenient. If you give it back quickly, the percentage is reasonable. Employees politely and intelligibly explain all the nuances.

Verner Powlowski

Mechanics Bank - Paradise Branch applied for a cash advance secured by a car for the first time, I liked everything very much. Quick and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Laisha Thiel

Yesterday I needed extra money, I decided to contact Mechanics Bank - Paradise Branch. They quickly approved the amount needed, and besides, they offered favorable terms at a low interest rate.

Dr. Zack Krajcik PhD

Mechanics Bank - Paradise Branch seemed to me the reliable. At least no insurance and extra commissions. There are no discounts for regular clients. When repaying a debt, a transfer fee is not taken, although this is a bonus.

Dr. David Gibson DDS

Pay Attention

Payday lenders are described in the first three points. Below info defines general information about payday loans.

Payday Loans in Paradise, Pennsylvania

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

This financial product in Paradise, Pennsylvania is issued simply and quickly. The interest rate is defined depending on the category of the customer: the more loans are successfully paid back, the more reasonable terms will be offered to you.

APR

6% APR small loan cap

How will Mechanics Bank - Paradise Branch help issue a payday loan in Paradise, Pennsylvania?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed funds will be transfered to credit card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be considered within minutes. The money are deposited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to take out a payday loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is reviewed by financial institutions. Lenders in Paradise, pa consider this circumstance not an obstacle to take out a loan. The customer of a cash advance should be prepared to objectively assess financial solvency, take out a loan, pay back the debt on time and not only resolve current difficulties, but enhance the credit score.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a real cost of the payday loan.

APR Calculator

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