Welcome to Our Online Loan Referral Service

4.7 3 reviews

4800 Oak Grove Dr, Pasadena, CA 91109, USA
+1 (818) 354-3280
www.caltechefcu.org
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM

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Feedback about Caltech Employees Federal Credit Union?

Here you get acquainted with the reviews of our clients.

I suffered a difficult situation in my life. I emergenctly required extra money. This company helped me very much. They approved the required loan amount. I solved all my problems. I recommend the company to all my friends.

Mr. Johnathon Padberg

want to express my deep gratitude to Caltech Employees Federal Credit Union for believing my case. I had some issues with a credit score, but this company helped me out and issued a loan.

Prof. Hermina Stiedemann

I often take out a payday loan to a card in Caltech Employees Federal Credit Union. It is very convenient. If you give it back quickly, the interest rate is favorable. Employees politely and intelligibly explain all the nuances.

Neha Muller

It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Colleen Corkery DVM

The money are transferred to my credit card. I cover obligations through my personal account. The payment is efficient and fast. Pay on schedule and there will be no problems.

Rudolph Jerde

Pay Attention

Above there are details about a certain lender. Below every user may grapple with the essence of payday loans.

Payday Loans in Pasadena, Maryland

A short-term lending option is known as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts are from $100-$1,000.

It is easy and fast to issue loans in Pasadena, Maryland. The rates are accured on an individual basis: if a customer repays as much payday loans as possible, he will be provided one of the most reasonable terms and rates.

APR

33% APR cap (2.75% a month)

How will Caltech Employees Federal Credit Union help take out a loan in Pasadena, Maryland?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to review the form. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to refuse the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Pasadena, Maryland. They rate many other factors before taking out a payday loan. One of them is payment abilities. This is a way to enhance your credit score.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as annual percentage rate.

APR Calculator

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