Welcome to Our Online Loan Referral Service


1207 Spring St, Paso Robles, CA 93446, USA
+1 (888) 400-7228
www.sbbt.com

Domain Info

Created Date

1994-09-28

Mailing Address

1980 Saturn Street, Monterey Park, CA, 91755, United States

Company Name

Union Bank

Union Bank N.A.

Contact Data

[email protected]

+1.3237202000

What people think about Santa Barbara Bank & Trust?

Below you get acquainted with some of the reviews of our clients.

Thank you Santa Barbara Bank & Trust for helping me when I needed funds urgently to pay for business trip. I have applied through this website twice and everything was OK. This is the most honest company with no hidden fees. Highly recommended!!!

Spencer Langosh

Was invited to a birthday party but was empty at that time. A friend recommended me to address Santa Barbara Bank & Trust. And I did. This was the right decision! Yes, the interest rate was high but I believe it’s because I had poor credit. In general, The process was trouble free.

Nasir Jakubowski

Pay Attention

Now you can read general aspects of payday loans.

Payday Loans in Paso Robles, California

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Online payday loans can be the easiest solution to your unexpected financial difficulties in Paso Robles , California because they are easily approved and easily repaid. Your APR will depend on your state regulations or on the company's policy.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give borrowers with a poor credit history an increased opportunity to get approved for short-term loans. A payday loan may be the only financial product available for some clients to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your needs and repay your loan commitments in good time.

To get accepted for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a loan, you can use an online calculator. It will show the precise APR of your payday loan.

APR Calculator

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