Welcome to Our Online Loan Referral Service

4.5 12 reviews

13 Plaza Cir, Patterson, CA 95363, USA
+1 (209) 892-3540
locations.usbank.com
Thursday
9:30AM–4PM
Friday
9:30AM–4PM
Saturday
9:30AM–1PM
Sunday
Closed
Monday
9:30AM–4PM
Tuesday
9:30AM–4PM
Wednesday
9:30AM–4PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank Branch?

Here you get acquainted with the feedback of our customers.

Patterson branch has amazing staff.

Valentine Erdman

And the nicest tellers

Jerad Waters

Pay Attention

Above-defined info offers the details about a certain lender. Below-defined info is oriented on general information about payday loans.

Payday Loans in Patterson, New York

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

Such financial products as payday loan in Patterson, New York is taken out simply and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more loans you pay back off, the more reasonable rates a customer will get.

APR

25% small loan cap

How will U.S. Bank Branch help take out a payday loan in Patterson, New York?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Funds are taken out day and night. The payday loan will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to reject the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Patterson, New York. They estmate many other factors before issuing a payday loan. One of them is financial capabilities. This is a way to improve your credit history.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will provide the cost of the payday loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Patterson, California

Bank of America ATM

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+1 (844) 401-8500

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HomeStreet Bank and Affinity Lending Center

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+1 (626) 646-1796

www.homestreet.com

CFS Car Title Loans

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+1 (619) 831-0931

www.championcashloans.com

U.S. Bank Branch

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+1 (831) 462-8016

locations.usbank.com

VALIC Financial Advisors

5353 Scotts Valley Dr a, Scotts Valley, CA 95066, USA

+1 (831) 428-2874

www.valic.com

HomeStreet Bank and Affinity Lending Center

9714 Sierra Ave #101, Fontana, CA 92335, USA

+1 (626) 646-1793

www.homestreet.com

Land Home Financial Services, Inc.

1355 Willow Way # 250, Concord, CA 94520, USA

+1 (800) 241-5263

lhfs.com

Check Into Cash

805 E El Camino Real ste d, Mountain View, CA 94040, USA

+1 (650) 988-6877

MVP Car Title Loans Coachella

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