Welcome to Our Online Loan Referral Service

4.7 3 reviews

11240 Pleasant Valley Rd, Penn Valley, CA 95946, USA
+1 (530) 432-7470
www.westamerica.com
Friday
9AM–6PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

1995-09-16

Mailing Address

Company Name

Contact Data

What people think about Westamerica Bank?

Below you get acquainted with some of the reviews of our clients.

Thank you for the exceptional service. Your staff assisted me throughout the process. It’s convenient that you only need an ID to apply.

Horacio Jenkins

They only ask for an ID to verify you. Last year I was broke and needed extra funds to survive. These guys approved me although I had a bad credit score. Quick and easy application. Very satisfied!

Lola Breitenberg

Thank you for the fantastic service. Your staff guided me throughout the process. It’s cool that you only need an ID to get cash.

Brenden Hansen

Important

The above-given information provides the details about a specific lender. The information below is about common information about payday loans.

Payday Loans in Penn Valley, California

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

Payday loans are the easiest loans to qualify for in Penn Valley, California. The entire process is straightforward. They are appoved right away and come with individual APR. It will be influenced by the borrower’s personal information.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give consumers with a poor credit history an increased opportunity to get approved for payday loans. A payday loan may be the only option available for some individuals to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your means and pay off your loan commitments without delays.

To get approved for a loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.

APR Calculator

Other Payday Lenders in Penn Valley, California

E Z Access Funding

3920 Birch St Ste 102, Newport Beach, CA 92660, USA

+1 (949) 419-9093

Ventura County Credit Union

687 W Channel Islands Blvd, Port Hueneme, CA 93041, USA

+1 (800) 339-0496

www.vccuonline.net

Payday Taxes

217 Robertson Blvd, Chowchilla, CA 93610, USA

+1 (559) 706-7125

East West Bank

2533 Noriega St, San Francisco, CA 94122, USA

+1 (415) 681-5333

www.eastwestbank.com

Union Bank

16633 Ventura Blvd, Encino, CA 91436, USA

+1 (818) 995-2000

blw.unionbank.com

USC Credit Union

1969 Zonal Ave, Los Angeles, CA 90033, USA

+1 (877) 670-5860

www.usccreditunion.org

Engs Commercial Finance

2420 Camino Ramon # 112, San Ramon, CA 94583, USA

+1 (800) 680-3002

www.engsfinance.com

Cornerstone Capital Lending

5250 W Century Blvd #617, Los Angeles, CA 90045, USA

+1 (877) 300-0855

www.csclending.com

ACE Cash Express

1177A E Los Angeles Ave, Simi Valley, CA 93065, USA

+1 (805) 522-5823

www.acecashexpress.com

Top