Domain Info
Created Date
1995-09-16
Mailing Address
Company Name
Contact Data
What people think about Westamerica Bank?
Below you get acquainted with some of the reviews of our clients.
Thank you for the exceptional service. Your staff assisted me throughout the process. It’s convenient that you only need an ID to apply.
Horacio Jenkins
They only ask for an ID to verify you. Last year I was broke and needed extra funds to survive. These guys approved me although I had a bad credit score. Quick and easy application. Very satisfied!
Lola Breitenberg
Thank you for the fantastic service. Your staff guided me throughout the process. It’s cool that you only need an ID to get cash.
Brenden Hansen
Important
The above-given information provides the details about a specific lender. The information below is about common information about payday loans.
Payday Loans in Penn Valley, California
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.
Payday loans are the easiest loans to qualify for in Penn Valley, California. The entire process is straightforward. They are appoved right away and come with individual APR. It will be influenced by the borrower’s personal information.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give consumers with a poor credit history an increased opportunity to get approved for payday loans. A payday loan may be the only option available for some individuals to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your means and pay off your loan commitments without delays.
To get approved for a loan, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.
APR Calculator
Other Payday Lenders in Penn Valley, California
Bank of America ATM
2750 Middlefield Rd, Palo Alto, CA 94306, USA
+1 (844) 401-8500
locators.bankofamerica.com
California Check Cashing Stores
1615 W Redlands Blvd, Redlands, CA 92373, USA
+1 (909) 792-8816
www.ccfi.com
Coast Central Credit Union Eureka Downtown
402 F St, Eureka, CA 95501, USA
+1 (707) 445-8801
www.coastccu.org
TIAA Financial Services
535 Cowper St Suite 200, Palo Alto, CA 94301, USA
+1 (866) 842-2906
locations.tiaa.org
