What people think about ATM (Umpqua Bank)?
Below you find some of the reviews of our clients.
Thank you for the fantastic service. Your managers assisted me throughout the process. It’s great that you only need an ID to get funds.
Hobart Schuppe PhD
I contacted ATM (Umpqua Bank) for financial assistance. Everything was done very fast. Had the money in my account the next day. Employees are very caring. Best experience!
Kaela Boehm Jr.
I always use ATM (Umpqua Bank) when it need a cash advance. The application process is quick. No problems.
Maiya Cummings
I was embarrassed to borrow from my brother so I decided to apply for a small loan via ATM (Umpqua Bank). Found them on the net and the user reviews were good I have already applied 5 times and every time I was eligible very quickly. Very satisfied.
Micaela Graham
Important
The above-given information provides the details about a precise financial institution. The information below is about common information about payday loans.
Payday Loans in Petaluma, California
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Payday loans are the easiest loans to be eligible in Petaluma, California. The entire process is fast. They are appoved right away and come with individual APR. It will be influenced by the borrower’s personal information.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to consumers with a bad credit rating. Payday loan approvals depend very much on specific circumstances. They will check your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on time.
To get approved for a loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a payday loan, you can use an online calculator. It will show the exact APR of your loan.
APR Calculator
Other Payday Lenders in Petaluma, California
U.S. Bank Branch
13372 Telegraph Rd, Santa Fe Springs, CA 90670, USA
+1 (562) 941-2237
locations.usbank.com
MVP Car Title Loans El Cajon
144 E Main St, El Cajon, CA 92020, USA
+1 (619) 373-0513
mvpautotitleloan.com
Bank of Stockton (Elk Grove)
8150 Laguna Blvd, Elk Grove, CA 95758, USA
+1 (916) 405-4800
www.bankofstockton.com
One Hour Car Title Loans Manteca
999 W Center St, Manteca, CA 95337, USA
+1 (209) 288-0499
1hourcartitleloans.com
