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5 2 reviews

2888 Ray Lawyer Dr, Placerville, CA 95667, USA
+1 (530) 626-3400
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Feedback about El Dorado Savings Bank?

Here you read the feedback of our customers.

I suffered a displeasing situation in my life. I urgently needed extra money. This company helped out me a lot. They approved the required loan amount. I solved all my problems. I recommend the company to all my friends.

Shannon Gusikowski

El Dorado Savings Bank applied for a payday loan secured by a car for the first time, I liked everything very much. Quick and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Mrs. Lucy Hirthe

I have a problem with paying a loan at another company. It is inconvenient to borrow from friends. Therefore, I decided to contact El Dorado Savings Bank. They really helped out.

Gabrielle Goyette

Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes people get acquainted shared information about payday loans.

Payday Loans in Placerville, Colorado

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for cutomers.

This financial product in Placerville, Colorado is taken out easily and quickly. The interest percentage is defined respecting the category of the borrower: the more loans are successfully repaid, the more reasonable terms will be ensured to you.

APR

36%

Max Loan

$500

Min Term

6 months (180 days)

Max Term

Not Specified

How will El Dorado Savings Bank help take out a loan in Placerville, Colorado?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to review the application. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A adverse factor reviewed by financial institutions is known as bad credit history. But this obstacle is not implied as the only one by payday lenders to take out a loan. The lending company process many aspects such as financial capabilities to approve the form. Payday loans in Placerville, Colorado may help enhance your credit score.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the loan. It takes seconds to see the outcome.

APR Calculator

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