Feedback about El Dorado Savings Bank?
Here you read the feedback of our customers.
I suffered a displeasing situation in my life. I urgently needed extra money. This company helped out me a lot. They approved the required loan amount. I solved all my problems. I recommend the company to all my friends.
Shannon Gusikowski
El Dorado Savings Bank applied for a payday loan secured by a car for the first time, I liked everything very much. Quick and friendly service, fair terms of the agreement. I will recommend you to my family and friends.
Mrs. Lucy Hirthe
I have a problem with paying a loan at another company. It is inconvenient to borrow from friends. Therefore, I decided to contact El Dorado Savings Bank. They really helped out.
Gabrielle Goyette
Pay Attention
The first three points describe the certain lending company. In other turn, below-defined info makes people get acquainted shared information about payday loans.
Payday Loans in Placerville, Colorado
The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for cutomers.
This financial product in Placerville, Colorado is taken out easily and quickly. The interest percentage is defined respecting the category of the borrower: the more loans are successfully repaid, the more reasonable terms will be ensured to you.
APR
36%
Max Loan
$500
Min Term
6 months (180 days)
Max Term
Not Specified
How will El Dorado Savings Bank help take out a loan in Placerville, Colorado?
- Day and night service. Night hours are the same working for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online form with personal data. It will take several minutes to review the application. The funds are transferred in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill in in the application? - General Info
To submit an application, every client should enter the following data:
Then a borrower should submit an application to get a proposal from one of lending companies.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
A adverse factor reviewed by financial institutions is known as bad credit history. But this obstacle is not implied as the only one by payday lenders to take out a loan. The lending company process many aspects such as financial capabilities to approve the form. Payday loans in Placerville, Colorado may help enhance your credit score.
The following general points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The annual percentage rate will define the cost of the loan. It takes seconds to see the outcome.
APR Calculator
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Self-Help Federal Credit Union
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Bank of Stockton (Oakdale)
1376 E F St, Oakdale, CA 95361, USA
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www.bankofstockton.com
