Domain Info
Created Date
2001-06-19
Mailing Address
California, United States
Company Name
River City Bank
River City Bank
Contact Data
Feedback about River City Bank?
Here you read the reviews of our clients.
The money are transferred to my bank account. I pay off through my personal account. The payment is convenient and quick. Pay on schedule and there will be no issues.
Johnpaul Breitenberg
I addressed River City Bank. Everything was done quickly. Only pleasant impressions remained!
Leonel Emmerich V
Thanks to River City Bank for helping when money is urgently needed. I have been applying to this company for more than one year and everything is always honest, without hidden charges.
Ressie Pagac
I took the first cash advance, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to extend the payment and return the loan in parts. Immediately after repaying the old one, you can take out a new one, the offered amount increases every time.
Jake Grimes
Pay Attention
Further there will be given the details about not a exact lending company. The information below will define shared information about payday loans and its specific elements.
Payday Loans in Placerville, Colorado
According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.
Hassle-free financial products are considered as payday loans in Placerville, co. They are issued at individually-set interest rates. They are dependent on customer's data. It is also important to pay back as much payday loans as possible.
APR
36%
Max Loan
$500
Min Term
6 months (180 days)
Max Term
Not Specified
How will River City Bank help issue a loan in Placerville, Colorado?
- Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your credit card.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online application with personal data. It will take some minutes to process the form. The funds are credited in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill out in the application? - General Info
To leave an application, every client should fill out the following data:
Then you have to submit an application and get a decision.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history is a unfavorable factor that is taken into account by financial institutions. Microfinance organizations in Placerville, co consider this circumstance not a hindrence to take out a loan. The borrower of a payday loan should be prepared to objectively assess financial capabilities, issue a loan, pay back the debt on schedule and not only solve current difficulties, but enhance the credit score.
The following common points will be estimated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator is intended to calculating the APR. This is a real cost of the payday loan.
APR Calculator
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