Domain Info
Created Date
1994-09-28
Mailing Address
1980 Saturn Street, Monterey Park, CA, 91755, United States
Company Name
Union Bank
Union Bank N.A.
What people think about Santa Barbara Bank & Trust?
Below you see some of the opinions of our clients.
Recently I had the most unpleasant situation in my life. I urgently needed $900 to pay for utility bills. This company helped me asap. They were the only company that accepted me for the requested amount. I solved all my troubles. I will definitely recommend this website to my family. Best service ever.
Jade Glover
Santa Barbara Bank & Trust seems legit. At least they charge no hidden fees. This was the only lender that accepted me for a cash advance.
Zola Johns
It needed to fix my credit because I had no chances of getting approved for a mortgage. So I applied for a cash advance via Santa Barbara Bank & Trust. Took out 3 small loans, one after another, and repaid them on schedule. My credit score improved! It worked! Very nice lender.
Ms. Elmira Osinski
The process was as easy as possible, fast. No collateral needed. Thank you a lot. Love their online customer support. No issues. Would use again.
Jairo Schowalter II
Santa Barbara Bank & Trust rescued me in a difficult time. They approved me for a payday loan although I had credit problems. The process was hassle free and quick. I love their professional client support service and competitive rates. I will 100% recommend this online lender to my relatives and friends.
Dr. Darlene Bernhard IV
Pay Attention
Below you can read general information about payday loans and their common aspects.
Payday Loans in Port Hueneme, California
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans in Port Hueneme, California is are simple to access. The APR is individual for each borrower and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit rating you may still be able to take out a payday loan. Such loans are designed to help meet the needs of people with lower credit scores. There are companies who may be willing to give you a payday loan even if you have a bad credit rating. You will need a stable income to apply for a bad credit payday loan.
To get accepted for a loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to apply for a payday loan, you can use an online calculator. It will show the definite APR of your cash advance.
APR Calculator
Other Payday Lenders in Port Hueneme, California
Speedy Bad Credit Loans
5178 Whittier Blvd, East Los Angeles, CA 90022, USA
+1 (213) 212-7205
speedybcloans.com
Bank of Southern California
400 Spectrum Center Dr Suite 100, Irvine, CA 92618, USA
+1 (949) 766-3040
www.banksocal.com
Advance America
1130 Fremont Blvd Ste. 204-B, Seaside, CA 93955, USA
+1 (831) 393-0935
www.advanceamerica.net
California Bank & Trust
3150 San Carlos Trail, Frazier Park, CA 93225, USA
+1 (661) 245-3792
calbanktrust.com
U.S. Bank Branch
6845 Douglas Blvd, Granite Bay, CA 95746, USA
+1 (916) 771-2343
locations.usbank.com
