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5 31 reviews
Loan agency in Poway, California

13518 Poway Rd, Poway, CA 92064, USA
+1 (858) 748-1675
www.advanceamerica.net

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you grapple with the feedback of our customers.

… exceptional customer service. She even stayed open for me. It was nice to have someone who cared. I would recommend Advance American to anyone who needs a payday loan.

Prof. Lillie Muller MD

… , professionalism and efficiency. I've gone to other payday loan offices in Poway and none even come close to my experiences with Jessica and Cindy at Advance America.

Donny Hansen

Cindy and Jessica treated me very professional and excellent great service.

Ms. Arvilla Dare

Pay Attention

Lenders are shown in the first three points. Below info offers shared information about payday loans.

Payday Loans in Poway, California

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

This financial product in Poway, California is taken out simply and quickly. The interest rate is set respecting the category of the customer: the more loans are successfully paid back, the more favorable terms will be offered to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Advance America help issue a payday loan in Poway, California?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Funds are issued day and night. The payday loan will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is taken into account by financial institutions. Lenders in Poway, ca consider this circumstance not a hindrence to take out a loan. The customer of a loan should be ready to objectively assess financial capabilities, issue a loan, repay the debt on time and not only resolve current difficulties, but improve the credit score.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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Bank of Southern California NA

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