Welcome to Our Online Loan Referral Service

4.3 10 reviews

2155 Golden Centre Ln, Gold River, CA 95670, USA
+1 (916) 364-1700
www.heritageccu.com
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM

Domain Info

Created Date

1999-04-01

Mailing Address

ca, United States

Company Name

Heritage Community Credit Union

Heritage Community Credit Union

Contact Data

Feedback about Heritage Community Credit Union - Gold River?

Here you read the feedback of our customers.

Service, savings, and superb products!

Sheila Schultz IV

The manager is awesome!

Lincoln Corkery

Definitely check them out.

Katarina Greenholt

Pay Attention

Above-specified info offers the details about a certain lender. Below-defined info is devoted to general information about payday loans.

Payday Loans in Rancho Cordova, California

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts are from $100-$1,000.

It is simple and fast to issue payday loans in Rancho Cordova, California. The rates are set on an individual basis: if a client repays as much loans as possible, he will be offered one of the most reasonable terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Heritage Community Credit Union - Gold River help take out a payday loan in Rancho Cordova, California?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to review the form. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is processed by financial institutions. Payday lenders in Rancho Cordova, ca consider this circumstance not a hindrence to take out a loan. The client of a cash advance should be prepared to objectively estimate financial capabilities, issue a loan, pay off the debt on schedule and not only resolve current difficulties, but enhance the credit rating.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as APR.

APR Calculator

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