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Loan agency in Rancho Palos Verdes, California

430 Silver Spur Rd, Rancho Palos Verdes, CA 90275, USA
+1 (310) 896-3620
www.bankofamerica.com

Domain Info

Created Date

1998-12-28

Mailing Address

5000 US HWY 17, Fleming Island, FL, 32003, United States

Company Name

Domain Administrator

Bank of America

Contact Data

[email protected]

+1.9049870917

+1.4692018592

Feedback about Bank of America Home Loans?

Here you grapple with the feedback of our clients.

I took out a loan when I had problems with money. There was no other way out. I looked out this website on the Internet, among others. Has applied several services. One refused, the other issued at too high a percentage, but here it was approved as I wanted.

Arthur Goldner

I'm not ashamed to borrow money from Bank of America Home Loans, now the whole world lives like this. I have already used cash advance many times, everything is convenient.

Ms. Rosie Keeling IV

Bank of America Home Loans applied for a loan secured by a car for the first time, I liked everything very much. Quick and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Andy Strosin

Bank of America Home Loans is quite good, I will explain: the first cash advance, the limit is increased gradually. It is subject to repayment on due date. The employees in those support are adequate, they gave clear answers to my questions. There were no delays. And the rate is like everywhere else.

Colin Braun

Pay Attention

Above there are details about a certain lending company. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Rancho Palos Verdes, California

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

Payday loans in Rancho Palos Verdes, California are taken out hassle-free. The interest rate is conditional on the customer's personal information: if you cover obligations for more payday loans, the more efficient terms and rates lenders offer.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Bank of America Home Loans help issue a loan in Rancho Palos Verdes, California?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed money will be transfered to card. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be reviewed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to take out a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by microfinance organizations before issuing a loan. But banks almost 100% refuse the request when lenders in Rancho Palos Verdes, ca will estimate other aspects like payment abilities and approve a payday loan. This is a way to improve your credit history.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should determine its exact cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Rancho Palos Verdes, California

United Business Bank

2300 First St # 100, Livermore, CA 94550, USA

+1 (925) 243-9600

www.unitedbusinessbank.com

Caliber Home Loans

464 N Mountain Ave, Upland, CA 91786, USA

U.S. Bank Branch

910 Ralston Ave, Belmont, CA 94002, USA

+1 (650) 802-1000

locations.usbank.com

Swift Title Loans Ukiah

165 S Orchard Ave, Ukiah, CA 95482, USA

+1 (707) 205-3673

cartitleloansla.com

El Dorado Savings Bank

694 Pleasant Valley Rd, Diamond Springs, CA 95619, USA

+1 (530) 626-5701

www.eldoradosavingsbank.com

CIT Group Inc

50 California St Suite 3050, San Francisco, CA 94111, USA

+1 (415) 398-3888

www.cit.com

Navy Federal Credit Union - Restricted Access

Hancock Ave Bldg 839, Lemoore, CA 93245, USA

+1 (888) 842-6328

www.navyfederal.org

Cindy's Pawn

400 E Florida Ave, Hemet, CA 92543, USA

+1 (951) 652-1720

cindyspawn.com

Hanmi Bank ATM

5245 Beach Blvd, Buena Park, CA 90621, USA

+1 (855) 773-8778

www.hanmi.com

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