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Created Date
2018-06-27
Mailing Address
Company Name
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Feedback about Smart Payday Loan?
Here you grapple with the reviews of our customers.
It so happened that it had to go to another town, but the paycheck had not yet arrived. A friend recommended me to address Smart Payday Loan. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.
Ardith Kirlin
Money was urgently needed. I submitted an online application in Smart Payday Loan. I sent all the necessary photos of documents, talked to the staff by phone. The requested amount was approved. Within an hour, the money was transferred to my card.
Carroll Price II
The cash advance is deposited easily and quickly. There is a minus - a great rate when repaying a loan.
Mr. Cory Lowe
Pay Attention
The first three points describe the certain lender. In other turn, below-shown info makes people get acquainted general information about payday loans.
Payday Loans in Rancho Palos Verdes, California
The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.
Payday loans in Rancho Palos Verdes, California are issued hassle-free. The interest rate is conditional on the customer's person-related data: if you pay off more payday loans, the more reasobanle terms and rates lenders guarantee.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Smart Payday Loan help take out a loan in Rancho Palos Verdes, California?
- Round the clock service. Every client may address the service round the clock. The borrowed funds will be transfered to bank account. You won't be asked to attend any store.
- No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
- Online application. You have to fill out an online application only. It will be processed in a matter of minutes. The funds are transferred in 24 business hours.
- Fast and high approval percentage. The positive offer counts almost 98%.
- Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to issue a payday loan from online lenders.
What data to fill out in the application? - General Info
To submit an application, every borrower should fill in the following data:
After filling out an application, submit it and get the offer.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are denied a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Rancho Palos Verdes, California. The company will assess many points to qualify such as solvency. Cash advance will be a way to enhance your bad credit score into a favorable one.
The following common points will be assessed before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to calculate the APR of the payday loan, you are welcome to utilize the calculator. It will specify the cost of the payday loan.
APR Calculator
Other Payday Lenders in Rancho Palos Verdes, California
Tri Counties Bank
1020 Pleasant Grove Blvd, Roseville, CA 95678, USA
+1 (916) 780-2266
branch.tcbk.com
Cathay Bank
17860 Newhope St # 104, Fountain Valley, CA 92708, USA
+1 (714) 619-0268
www.cathaybank.com
Victoria Financial Corp.
217 W Las Tunas Dr, San Gabriel, CA 91776, USA
+1 (626) 576-0818
victoriafinancial.net
First Citizens Bank ATM
3711 Douglas Blvd, Roseville, CA 95661, USA
+1 (916) 218-3880
www.firstcitizens.com
Seacoast Commerce Bank
11246 Gold Express Dr, Gold River, CA 95670, USA
+1 (916) 858-1165
sccombank.com
California Check Cashing Stores
2399 Fruitridge Rd, Sacramento, CA 95822, USA
+1 (916) 454-6185
www.ccfi.com
Bank of America ATM
425 W Main St, Brawley, CA 92227, USA
+1 (844) 401-8500
locators.bankofamerica.com
