Domain Info
Created Date
1995-05-23
Mailing Address
1980 Saturn Street, Monterey Park, CA, 91755, United States
Company Name
MUFG Union Bank
MUFG Union Bank N.A.
Feedback about Union Bank?
Here you see the reviews of our customers.
I got into one situation. I emergenctly needed a large amount of cash. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. Union Bank in Rancho Santa Fe seemed to me the most reliable.
Lew O'Keefe
The payday loan is transferred easily and quickly. There is a minus - a great rate when paying off a loan.
Torey Lemke
Pay Attention
Above-shown info offers the details about a certain lending company. Below-defined info is oriented on general information about payday loans.
Payday Loans in Rancho Santa Fe, California
Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.
Payday loans in Rancho Santa Fe, California are issued easily. The interest percentage depends on the customer's personal information: if you pay back more payday loans, the more favorable terms and rates payday lending companies offer.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Union Bank help issue a loan in Rancho Santa Fe, California?
- 24/7 operation. Such Internet services allow you to get funds at any time. Money are issued day and night. The transfer will be sent to a account, so a personal visit to the office is not necessary.
- No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
- High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.
What data to fill in in the application? - General Info
To leave an application, every borrower should enter the following data:
Submit an application to get terms and rates for an offer from one of lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are refused a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Rancho Santa Fe, California. The company will assess many points to qualify such as financial capabilities. Payday loans will be a way to improve your bad credit score into a favorable one.
The following common points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to calculate the APR of the loan, you are welcome to utilize the calculator. It will define the cost of the cash advance.
APR Calculator
Other Payday Lenders in Rancho Santa Fe, California
Bank of America ATM
6109 Meridian Ave, San Jose, CA 95120, USA
+1 (844) 401-8500
locators.bankofamerica.com
Finance of America Mortgage LLC
2010 Crow Canyon Pl, San Ramon, CA 94583, USA
+1 (925) 272-0648
foamortgage.com
Arizona Smart Cash Inc
2143 Winterhaven Dr, Winterhaven, CA 92283, USA
+1 (760) 572-2020
azsmartcash.com
Lacy Edwards - CMG Financial Mortgage Loan Officer
621 S El Camino Real, San Clemente, CA 92672, USA
+1 (949) 449-0202
www.cmgfi.com
