Domain Info
Created Date
1995-07-28
Mailing Address
Company Name
Contact Data
What people think about First Citizens Bank?
Below you find some of the testimonials of our clients.
Recently I experienced the most desperate situation in my life. I urgently needed $1000 to cover medical bills. This lender assisted me the day I applied. They were the only company that approved me for the required amount. I sorted out all my problems. I will surely recommend this lender to my family. Best service in my life.
Lilian Halvorson DDS
Thanks!! The money were deposited to my bank account as agreed – within 2 hours. I paid off the loan early and had no complaints. The process is trouble-free and legit. Be a responsible client and you will have no problems.
Monserrat Collier
First Citizens Bank seems credible. They rescued me twice. The first cash advance approved was small – $300, but next time the limit was increased to $800. Closed the loan even earlier. The employees were friendly, they gave immediate answers to all my questions. No troubles. But their rates are average.
Mr. Kyleigh Davis
First Citizens Bank seems reliable. At least they have no hidden fees. This was the only lender that approved me for a payday loan.
Hoyt Shields Sr.
First Citizens Bank rescued me in a hard time. They approved me for a payday loan although I had credit problems. The process was hassle free and quick. I like their competent customer support service and fair rates. I will definitely recommend this site to my relatives and friends.
Andreanne Brekke
Important
Below you can see general information about payday loans and their common characteristics.
Payday Loans in Rancho Santa Margarita, California
Payday loans are short-term loans originally designed to tide consumers over until payday. You can usually borrow from $100 to $1,000.
Online cash advance loans can be the right solution to your unexpected financial troubles in Rancho Santa Margarita , California because they are easily obtained and easily repaid. Your interest rate will depend on your state regulations or on the payday lender's policy.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit history you may still get a payday loan. Such loans are created to help meet the needs of people with less than perfect credit scores. There are companies who may be ready to give you a payday loan even if you have a bad credit score. You will need a steady income to be eligible for a bad credit payday loan.
To get accepted for a loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Find out the APR right now. Use this online calculator to specify the real cost of your payday loan. It only takes a few seconds to become informative even before applying.
APR Calculator
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