Welcome to Our Online Loan Referral Service

2 4 reviews

22012 El Paseo, Rancho Santa Margarita, CA 92688, USA
+1 (949) 589-5896
locations.usbank.com
Wednesday
9:30AM–4PM
Thursday
9:30AM–4PM
Friday
9:30AM–4PM
Saturday
9:30AM–1PM
Sunday
Closed
Monday
9:30AM–4PM
Tuesday
9:30AM–4PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank Branch?

Here you get acquainted with the reviews of our clients.

Are there any banks that offer customer service any longer?????

Elbert Stehr

I visit at least twice a month and I have had nothing but great service!

Randall Orn

The ATMs at this branch never work.

Daphne VonRueden

Pay Attention

The first three points specify the certain lending company. In other turn, below-specified info makes users get acquainted general information about payday loans.

Payday Loans in Rancho Santa Margarita, California

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

Hassle-free financial products are considered as payday loans in Rancho Santa Margarita, ca. They are issued at individual interest rates. They are dependent on customer's data. It is also important to repay as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will U.S. Bank Branch help take out a payday loan in Rancho Santa Margarita, California?

  • Round the clock service. Every client may contact the service round the clock. The borrowed funds will be transfered to credit card. You won't be asked to visit any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be reviewed within minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is considered by banks before taking out a loan. But banks almost 100% refuse the application when lenders in Rancho Santa Margarita, ca will estimate other aspects like payment abilities and approve a cash advance. This is a way to improve your credit rating.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a exact cost of the payday loan.

APR Calculator

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ATM - Umpqua Bank

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Consumer Credit Counseling Services

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