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Feedback about Stanford Federal Credit Union?
Here you see the feedback of our customers.
I suffered one situation. I emergenctly needed a large amount of money. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. Stanford Federal Credit Union in Redwood City seemed to me the most reliable.
Ms. Christelle Auer I
Stanford Federal Credit Union applied for a payday loan secured by a vehicle for the first time, I liked everything very much. Quick and friendly service, fair terms of the agreement. I will recommend you to my family and friends.
Ethel Hyatt
I took the first cash advance, I was approved immediately, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to extend the payment and return the payday loan in parts. Immediately after repaying the old one, you can take out a new one, the available amount increases every time.
Timmothy Cummings
I submit an application very often. I am satisfied with the terms. There is online day and night service.
Elisabeth Legros I
Stanford Federal Credit Union is quite good, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on due date. The operators in those customer department are adequate, they gave clear answers to my questions. There were no delays. And the interest rate is like everywhere else.
Giles Olson
Pay Attention
Above there are details about a certain lending company. Below every user may grapple with the essence of payday loans.
Payday Loans in Redwood City, California
A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts are from $100-$1,000.
Problem-free financial products are considered as payday loans in Redwood City, ca. They are issued at individual interest rates. They depend on personal data. It is also important to repay as much payday loans as possible.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Stanford Federal Credit Union help take out a payday loan in Redwood City, California?
- Round the clock service. Every client may contact the service at any time of the day and night. The borrowed funds will be transfered to credit card. You won't be asked to attend any department.
- No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
- Online request. You have to fill in an online application only. It will be processed within minutes. The funds are deposited in 24 business hours.
- Fast and high approval rate. The positive answer counts almost 98%.
- Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to take out a payday loan from online lenders.
What data to fill in in the application? - General Info
To submit an application, every customer should enter the following data:
Then you have to submit an application and get a decision.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
A negative factor reviewed by financial institutions is known as bad credit history. But this obstacle is not reviewed as the only one by lenders to take out a cash advance. The lender process many aspects such as financial abilities to approve the request. Payday loans in Redwood City, California may help improve your credit rating.
The following common points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to calculate the APR of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the cash advance.
APR Calculator
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