Welcome to Our Online Loan Referral Service

2.4 27 reviews

701 S China Lake Blvd, Ridgecrest, CA 93555, USA
+1 (760) 371-7000
www.altaone.org
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

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Feedback about AltaOne Federal Credit Union?

Here you see the feedback of our customers.

And i never had time to go in a get money so i maxed out my credit card.

Destany Stamm

I then used their moblie app to deposit my check.

Foster Crona

Charge was made on my debit card, not mine, tried to contest it.

Ms. Astrid Krajcik IV

Pay Attention

Further there will be presented the details about not a exact lending company. The information below will tell about common information about payday loans and its specific features.

Payday Loans in Ridgecrest, North Carolina

Payday loans are a kind of loans taken out by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Ridgecrest, North Carolina are taken out hassle-free. The interest rate is dependent on the borrower's person-related data: if you pay back more payday loans, the more favorable terms and rates payday lending companies offer.

APR

36% APR small loan cap

How will AltaOne Federal Credit Union help take out a loan in Ridgecrest, North Carolina?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed money will be transfered to bank account. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be processed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by payday lenders before taking out a loan. But banks almost 100% deny the application when lenders in Ridgecrest, nc will estimate other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Ridgecrest, California

Union Bank

23620 Lyons Ave, Santa Clarita, CA 91321, USA

+1 (661) 799-8529

blw.unionbank.com

American AgCredit

809 4th St, Yreka, CA 96097, USA

+1 (530) 842-1304

www.agloan.com

BAC Community Bank

517 E Weber Ave, Stockton, CA 95202, USA

+1 (209) 944-1807

www.bankbac.com

Bank of America ATM (Drive-thru)

715 E Main St, Santa Paula, CA 93060, USA

+1 (844) 401-8500

MoneyGram

19315 Saticoy St, Reseda, CA 91335, USA

+1 (818) 341-5654

locations.moneygram.com

OneMain Financial

9680 Hageman Rd ste d, Bakersfield, CA 93312, USA

+1 (661) 695-4104

www.onemainfinancial.com

Auto Title Loans Oceanside Ltd. by Ocean Side Car Title Loans

175 Old Grove Rd, Oceanside, CA 92057, USA

+1 (442) 287-0992

oceansidecartitleloan.com

Money Scholar

1191 Huntington Dr # 127, Duarte, CA 91010, USA

+1 (310) 738-7301

Hanmi Bank ATM

14474 Culver Dr, Irvine, CA 92604, USA

+1 (855) 773-8778

www.hanmi.com

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