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Loan agency in Ridgecrest, California

902 N China Lake Blvd, Ridgecrest, CA 93555, USA
+1 (760) 446-0883
www.advanceamerica.net

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you grapple with the feedback of our clients.

Fast easy service and great customer orientated staff

Brittany Spencer

Great place and very nice and helpful personal..

Aiden Kuhic

Awsome service highly recommend

Amina Stroman

Pay Attention

Above there are details about a definite lender. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Ridgecrest, North Carolina

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is simple and fast to issue payday loans in Ridgecrest, North Carolina. The rates are set on an individual basis: if a customer repays as much loans as possible, he will be provided one of the most efficinet terms and rates.

APR

36% APR small loan cap

How will Advance America help take out a loan in Ridgecrest, North Carolina?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are issued around the clock. The payday loan will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to deny the loan. Lenders do not consider this factor the only one to take out a loan in Ridgecrest, North Carolina. They assess many other factors before taking out a payday loan. One of them is financial capabilities. This is a way to enhance your credit history.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as APR.

APR Calculator

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Oak Valley Community Bank

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