Welcome to Our Online Loan Referral Service

3.7 3 reviews

150 N Wilma Ave Suite #2, Ripon, CA 95366, USA
+1 (209) 599-9430
www.ovcb.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1998-07-27

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about Oak Valley Community Bank?

Here you read the reviews of our clients.

Thanks to the team of Oak Valley Community Bank. Fast solution of the arisen issues, quick approval on the loan. I definitely recommend this company.

Dr. Owen Durgan

Minimum application form, only an ID was needed. Very quick processing. The first loan was given with a limit of $500 at reasonable rate, so far it has been paid back on schedule, it can be either extended or repaid ahead of schedule.

Prof. Cloyd Hahn MD

want to express my deep gratitude to Oak Valley Community Bank for believing my case. I had some issues with a credit history, but this service helped me out and took out a loan.

Rashad Schiller V

I have a problem with paying back a loan at another service. It is inconvenient to borrow from relativies. Therefore, I decided to contact Oak Valley Community Bank. They really helped.

Kayden Weissnat

Oak Valley Community Bank seemed to me the reliable. At least no insurance and extra charges. There are no discounts for regular customers. When repaying a debt, a transfer fee is not taken, although this is a bonus.

Dr. Tatum Zulauf IV

I apply very often. I am satisfied with the terms. There is online day and night service.

Ms. Sarina Brekke

Pay Attention

The first three points specify the certain lending company. In other turn, below-defined info makes readers grapple with shared information about payday loans.

Payday Loans in Ripon, Wisconsin

A short-term lending option is known as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

This financial product in Ripon, Wisconsin is taken out easily and quickly. The interest percentage is defined depending on the category of the borrower: the more loans are successfully paid off, the more attractive terms will be offered to you.

APR

574% APR*

Max Loan

$1,500 (or 35% of the gross monthly income)

Min Term

Not Specified

Max Term

90 days

How will Oak Valley Community Bank help take out a payday loan in Ripon, Wisconsin?

  • Round the clock service. Every client may contact the service round the clock. The borrowed money will be deposited to bank account. You won't be asked to visit any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to take out a loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Lenders do not consider this factor the only one to take out a loan in Ripon, Wisconsin. The lending company will estimate many points to qualify such as solvency. Payday loans will be a source to improve your bad credit score into a favorable one.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a definite cost of the loan.

APR Calculator

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