Domain Info
Created Date
1995-09-16
Mailing Address
Company Name
Contact Data
What people think about Westamerica Bank?
Below you see some of the opinions of our customers.
I took out for a $1,000 cash advance when I needed money after car accident. There simply was no other way out. I came across this site on the Internet. Other lender charged sky high rates. One lender denied me, another accepted me for a smaller amount but here it got as much as I needed.
Eula Williamson PhD
Westamerica Bank seems fair. They rescued me twice. The first cash advance approved was small – $500, but next time the limit was increased to $800. Paid off the loan on time. The employees were friendly, they gave speedy answers to all my questions. No problems. But their interest rates are not the lowest on the net.
Sylvia Jakubowski
Was invited to a wedding but was broke at that time. A friend recommended me to address Westamerica Bank. And I did. This was the best decision! Yes, the interest rate was high but I believe it’s because I had low credit. In general, The process was straightforward.
Prof. Theron Cronin PhD
I am a regular client of Westamerica Bank. It is very fast to apply online. The APR was reasonable. Their employees always help right away.
Florence Lubowitz
Pay Attention
Below you can see general information about payday loans and their common characteristics.
Payday Loans in Riverbank, California
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans are the easiest loans to qualify for in Riverbank, California. The entire process is straightforward. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal data.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to clients with a poor credit score. Payday loan approvals depend very much on specific aspects. They will pay attention to your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.
To get approved for a cash advance, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to apply for a cash advance loan, you can use an online calculator. It will show the exact APR of your loan.
APR Calculator
Other Payday Lenders in Riverbank, California
Sacramento Credit Union
8100 Madison Ave, Fair Oaks, CA 95628, USA
+1 (916) 444-6070
www.sactocu.org
OneMain Financial
501 San Benito St #102, Hollister, CA 95023, USA
+1 (831) 636-8411
www.onemainfinancial.com
Advance America
2556 Glendale Blvd, Los Angeles, CA 90039, USA
+1 (323) 661-6497
www.advanceamerica.net
United Business Bank
9252 Garden Grove Blvd #27, Garden Grove, CA 92844, USA
+1 (714) 590-8500
www.unitedbusinessbank.com
