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4.8 60 reviews
Loan agency in Roseville, California

5140 Foothills Blvd Ste. #180, Roseville, CA 95747, USA
+1 (916) 797-1804
www.advanceamerica.net
Friday
10AM–6PM
Saturday
10AM–3PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
Closed
Wednesday
10AM–6PM
Thursday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

What people think about Advance America?

Below you find some of the opinions of our customers.

Went in today to get a payday loan. Sharnae was extremely helpful and nice. I definately recommend this place for any cash advance services.

Katelin Jacobson V

If you need a payday loan this is the best location to get one.The manager Gabby is so professional and helpful!!

Emmett Schroeder

Very friendly and helpful staff. It was my first time getting a payday loan and Sharnae made it extremely easy.

Myrtis Mitchell

Important

Below you can read general information about payday loans and their common features.

Payday Loans in Roseville, Ohio

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to get in Roseville, Ohio. The entire process is effortless. They are appoved quickly and come with individual APR. It will be influenced by the borrower’s personal data.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to applicants with a poor credit rating. Payday loan approvals depend very much on other aspects. They will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.

To get accepted for a loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a cash advance loan, you can use an online calculator. It will show the real APR of your cash advance.

APR Calculator

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