Welcome to Our Online Loan Referral Service

5 5 reviews

300 Capitol Mall # 150, Sacramento, CA 95814, USA
+1 (916) 449-8300
www.westamerica.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

1995-09-16

Mailing Address

Company Name

Contact Data

What people think about Westamerica Bank?

Below you get acquainted with some of the opinions of our customers.

Westamerica Bank seems honest. They rescued me twice. The first loan approved was small – $100, but next time the limit was increased to $700. Closed the loan on due date. The staff were amazing, they gave immediate answers to all my questions. No troubles. But their interest rates are not the lowest on the net.

Lila Bode

Was invited to a gender party but was empty at that time. A friend recommended me to address Westamerica Bank. And I did. This was the best decision! Yes, the APR was high but I think it’s because I had poor credit. In general, The process was straightforward.

Eliza Walter

Pay Attention

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Sacramento, Pennsylvania

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Online payday loans can be the best solution to your temporary financial problems in Sacramento , Pennsylvania because they are easily approved and easily repaid. Your interest rate will depend on your state law or on the company's policy.

APR

6% APR small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give individuals with a bad credit rating an increased opportunity to get approved for payday loans. A payday loan may be the only financial product available for some clients to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your means and pay off your loan commitments on scheduled.

To get approved for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and learn the exact cost of the loan immediately.

APR Calculator

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