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4.8 6 reviews

4768 J St, Sacramento, CA 95819, USA
+1 (916) 454-4800
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Feedback about El Dorado Savings Bank?

Here you grapple with the reviews of our clients.

Money was urgently required. I submitted an online application in El Dorado Savings Bank. I sent all the necessary photos of documents, talked to the managers by phone. The requested loan was approved. Within an hour, the money was credited to my card.

Mr. Preston Brown

I issued a payday loan when I had problems with money. There was no other way out. I found this website on the Internet, among others. Has applied several services. One denied, the other offered too high a percentage, but here it was approved as I wanted.

Clay Grant

The cash advance is transferred easily and quickly. There is a minus - a great rate when paying off a loan.

Gilda Barrows Jr.

I recommend El Dorado Savings Bank to everyone, I am applying for the second time. Everything is great!

Prof. Donna Muller

I'm not ashamed to borrow money from El Dorado Savings Bank, now the whole world lives like this. I have already used payday loans many times, everything is convenient.

Earnestine Hane

Pay Attention

Payday lenders are described in the first three points. Below info shows shared information about payday loans.

Payday Loans in Sacramento, Pennsylvania

A short-term loan is known as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts are from $100-$1,000.

Hassle-free financial products are known as payday loans in Sacramento, pa. They are issued at individual interest rates. They depend on customer's data. It is also important to pay back as much payday loans as possible.

APR

6% APR small loan cap

How will El Dorado Savings Bank help take out a payday loan in Sacramento, Pennsylvania?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to review the form. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before issuing a loan. But banks almost 100% refuse the request when lenders in Sacramento, pa will estimate other aspects like solvency and approve a payday loan. This is a way to improve your credit history.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the loan, you are welcome to apply the calculator. It will specify the cost of the loan.

APR Calculator

Other Payday Lenders in Sacramento, California

Mechanics Bank - Gilroy Branch

805 1st St, Gilroy, CA 95020, USA

+1 (408) 842-1938

www.mechanicsbank.com

Westamerica Bank

2891 Geer Rd, Turlock, CA 95382, USA

+1 (209) 664-1390

www.westamerica.com

East Bay Lending

Dublin, CA 94568, USA

+1 (925) 560-6678

Stearns Home Loans

783 Rio Del Mar Blvd #35, Aptos, CA 95003, USA

+1 (831) 252-4725

www.stearns.com

First City Credit Union

40162 10th St W a2, Palmdale, CA 93551, USA

+1 (800) 944-2200

www.firstcitycu.org

HomeStreet Bank

10820 Zelzah Ave, Granada Hills, CA 91344, USA

+1 (818) 832-3800

www.homestreet.com

Mechanics Bank - San Diego Branch

9333 Genesee Ave UNIT 160, San Diego, CA 92121, USA

+1 (858) 882-5858

www.mechanicsbank.com

U.S. Bank ATM - Twain Harte

22953 Twain Harte Dr, Twain Harte, CA 95383, USA

+1 (800) 872-2657

usbank.com

Alta One Federal Credit Union

6501 Ming Ave, Bakersfield, CA 93309, USA

+1 (661) 397-2555

altaone.org

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