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1000 Adams St, St Helena, CA 94574, USA
www.westamerica.com

Domain Info

Created Date

1995-09-16

Mailing Address

Company Name

Contact Data

What people think about ATM (Westamerica Bank)?

Below you read some of the opinions of our clients.

I applied for the first cash advance in my life, was approved the same day despite the fact that I had low credit score. I repaid it before the due date. Love this company for their reasonable rates. Other lenders in my town charge sky high interest!

Nina Schamberger

I had problems with paying back my bank loan and was not sure I would get appoved for a loan with ATM (Westamerica Bank) . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $600 online. Fortunately I got accepted!!! They literally saved my life.

Erwin Feil

ATM (Westamerica Bank) rescued me in a hard time. They approved me for a payday loan although I had credit issues. The process was trouble free and quick. I appreciate their friendly customer support service and reasonable rates. I will 100% recommend this company to my relatives and friends.

Dortha Sanford

Thank you ATM (Westamerica Bank) for helping me when I needed funds urgently to pay for business trip. I have applied through this company once and everything was great. This is the most legit company with no hidden fees. Highly recommended!!!

Myrtis Auer

I was embarrassed to borrow from my collegues so I decided to apply for a cash advance via ATM (Westamerica Bank). Found them on the net and the user reviews were good I have already applied 4 times and every time I was approved within an hour. Very nice.

Reid Purdy

Important

Above there is information about a exact company. Below you can read common features of payday loans.

Payday Loans in Saint Helena, Nebraska

Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.

It is hassle-free and speedy to get approved for payday loans in Saint Helena, Nebraska. The APR will be set specifically for each person and will depend on the personal details the consumer entered.

APR

36%

Max Loan

$500

Min Term

Not Specified

Max Term

34 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give clients with a poor credit rating an increased chance to get approved for short-term loans. A payday loan may be the only option available for some consumers to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your opportunities and repay your loan commitments punctually.

To get accepted for a loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your loan. It only takes 10 seconds to become informative even before applying.

APR Calculator

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+1 (858) 271-8866

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Mechanics Bank - Buellton Branch

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+1 (805) 688-5571

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United Business Bank

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+1 (714) 736-5700

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+1 (415) 552-5032

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