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3 4 reviews
Loan agency in Salinas, California

961 N Main St, Salinas, CA 93906, USA
+1 (831) 751-3910
www.onemainfinancial.com
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–7PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

OneMain General Services Corporation

Contact Data

[email protected]

+1.8124922507

What people think about OneMain Financial?

Below you read some of the reviews of our customers.

Used OneMain Financial for the second time. The company is reliable. They always keep you updated on your debt. No cheating. You can always extend your loan. They are always there when I need extra funds.

Dr. Sammy Homenick DDS

Thank you OneMain Financial for helping me when I needed cash so bad to pay for home improvement. I have applied through this company twice and everything was great. This is the most transparent company with no hidden fees. Highly recommended!!!

Mariane Conroy

Yesterday I urgently needed $800 to pay for a birthday gift. I filled out an application form via the website of OneMain Financial. I entered the basic personal data. No phone calls. The desired loan was approved within 15 minutes. The money was sent to my bank account within 2 hours. Legit service!

Jessika Kuphal

Thanks!! The funds were sent to my bank account as agreed – within 3 hours. I repaid the debt quickly and had no issues. The process is fast and legit. Be a responsible borrower and you will have no issues.

Prof. Vinnie Crona

I want to say Many Thanks to the employees of OneMain Financial. They offer fast solution to any sudden money issues. Love them for their quick approval. Applied for a loan and got accepted although my credit was bad. I will 100% use this service if I need money again.

Kamille Senger

It needed to improve my credit because I had no chances of getting approved for a student loan. So I applied for a payday loan via OneMain Financial. Took out 2 small loans, one after another, and repaid them as agreed. My credit score improved! It worked! Very happy.

Nayeli Heidenreich

Pay Attention

The previous three items describe a specific company. But below you can find common information about payday loans.

Payday Loans in Salinas, California

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans may become an easy and speedy solution to a short-term problem in Salinas, California. Loans from payday lenders can get you cash within a few hours. Your interest rate will depend on several things.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still be able to take out a payday loan. Such loans are created to help meet the needs of people with bad credit scores. There are lenders who may be pleased to offer you a payday loan even if you have a poor credit score. You will need a stable income to get approved for a bad credit payday loan.

To get approved for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a loan, you can use an online calculator. It will show the exact APR of your payday loan.

APR Calculator

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