Welcome to Our Online Loan Referral Service

5 reviews

1320 S Main St, Salinas, CA 93901, USA
+1 (831) 754-3825
locations.usbank.com
Thursday
11AM–6PM
Friday
11AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
11AM–6PM
Tuesday
11AM–6PM
Wednesday
11AM–6PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank Branch?

Here you see the feedback of our clients.

Yesterday I needed extra money, I decided to contact U.S. Bank Branch. They quickly approved the amount needed, and besides, they offered reasonable terms at a low interest rate.

Abbigail Durgan PhD

U.S. Bank Branch seemed to me the fair. At least no insurance and extra charges. There are no discounts for regular clients. When paying off a debt, a transfer fee is not taken, although this is a bonus.

Valentin Altenwerth

Only an ID is needed to submit an application. Was on a working trip and needed cash, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Judson Hammes

I suffered an unpleasant situation in my life. I emergenctly required extra money. This company helped out me very much. They approved the required amount. I solved all my problems. I recommend the company to all my acquaintances.

Dr. Remington Kautzer DDS

Pay Attention

Lending companies are shown in the first three points. Below info defines common information about payday loans.

Payday Loans in Salinas, California

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

This financial product in Salinas, California is issued easily and fast. The interest percentage is set depending on the category of the customer: the more loans are successfully paid back, the more attractive terms will be offered to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will U.S. Bank Branch help issue a payday loan in Salinas, California?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to consider the form. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor taken into account by financial institutions is called as bad credit history. But this drawback is not reviewed as the only one by microfinance organizations to take out a cash advance. The lender review many aspects such as financial capabilities to approve the request. Cash advance in Salinas, California may help improve your credit score.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should define its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Salinas, California

Community West Bank

951 S Westlake Blvd STE 100, Westlake Village, CA 91361, USA

+1 (805) 494-5172

www.communitywestbank.com

CDC Small Business Finance

80 S Lake Ave #830, Pasadena, CA 91101, USA

+1 (626) 529-0700

cdcloans.com

Alaska USA Federal Credit Union

15961 Apple Valley Rd, Apple Valley, CA 92307, USA

+1 (800) 525-9094

www.alaskausa.org

Bank of the West

3820 Capitola Rd, Capitola, CA 95010, USA

+1 (831) 462-0100

www.bankofthewest.com

Payday Money Center- Main St. Orange

445 S Main St, Orange, CA 92868, USA

+1 (714) 516-2688

www.paydaymoneycenters.com

Gain Federal Credit Union

13168 Van Nuys Blvd, Pacoima, CA 91331, USA

+1 (818) 846-1710

gainfcu.com

California Check Cashing Stores

110 Main St, Brawley, CA 92227, USA

+1 (760) 351-1100

www.ccfi.com

PaydayMe

340 S Lemon Ave #2969, Walnut, CA 91789, USA

+1 (888) 558-0890

www.paydayme.com

Apoyo Financiero Sacramento

5383 Franklin Blvd B, Sacramento, CA 95820, USA

+1 (916) 246-0071

www.apoyo-financiero.com

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