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5 reviews

1127 S Main St, Salinas, CA 93901, USA
+1 (831) 422-4600
www.montereycountybank.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

2000-01-14

Mailing Address

Company Name

Contact Data

Feedback about Monterey County Bank?

Here you see the feedback of our clients.

The money are deposited to my bank account. I pay back through my personal account. The payment is convenient and quick. Pay on schedule and there will be no issues.

Mr. Toney Welch Sr.

I'm not ashamed to borrow money from Monterey County Bank, now the whole world lives like this. I have already used loans many times, everything is convenient.

Mr. Joany Walker I

Pay Attention

The first three points show the certain lending company. In other turn, below-shown info makes readers grapple with common information about payday loans.

Payday Loans in Salinas, California

A short-term loan is known as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts vary from $100-$1,000.

Such financial products as payday loan in Salinas, California is taken out simply and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more payday loans you pay back off, the more reasonable rates a borrower will get.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Monterey County Bank help issue a payday loan in Salinas, California?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to process the form. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to deny the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Salinas, California. They rate many other factors before issuing a payday loan. One of them is financial capabilities. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Salinas, California

Oportun

34 W Court St, Woodland, CA 95695, USA

+1 (530) 576-5833

oportun.com

ACT 4 Cash Finance

916 W Ventura Blvd, Camarillo, CA 93010, USA

+1 (805) 434-8008

www.act4cash.com

Advance Pay Day Plus Inc

724 Highland Ave B, National City, CA 91950, USA

+1 (619) 477-0712

advance-pay-day-plus-inc.business.site

Bank of the West

201 W Napa St, Sonoma, CA 95476, USA

+1 (707) 938-3035

www.bankofthewest.com

East West Bank

720 W Garvey Ave, Monterey Park, CA 91754, USA

+1 (626) 281-3800

www.eastwestbank.com

USA Check Cashing & Payday Advance

1950 Oceanside Blvd ste f, Oceanside, CA 92054, USA

+1 (760) 721-6000

www.usacheckcashingstore.com

Universal Financial Company

1212 E Las Tunas Dr, San Gabriel, CA 91776, USA

+1 (626) 285-6958

www.universalfinancialcompany.com

Advance America

263 E Orange Ave Ste. D2, Chula Vista, CA 91911, USA

+1 (619) 425-8456

www.advanceamerica.net

U.S. Bank Branch

305 San Anselmo Ave, San Anselmo, CA 94960, USA

+1 (415) 456-7830

locations.usbank.com

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