Welcome to Our Online Loan Referral Service

2.5 6 reviews

307 Main St, Salinas, CA 93901, USA
+1 (831) 737-1213
www.mechanicsbank.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Mechanics Bank - Salinas Branch?

Here you read the reviews of our clients.

Terrific bank with a great staff.

Prof. Violet Rau I

Mechanic bank or RaboBank which one is it?

Samson Durgan

Pay Attention

Further there will be shown the details about not a exact lending company. The information below will explain common information about payday loans and its specific aspects.

Payday Loans in Salinas, California

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small loan is taken out: $100-$1,000.

This financial product in Salinas, California is taken out easily and quickly. The interest percentage is defined considering the category of the borrower: the more loans are successfully repaid, the more favorable terms will be ensured to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Mechanics Bank - Salinas Branch help take out a loan in Salinas, California?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed funds will be deposited to account. You won't be asked to visit any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed within minutes. The money are credited in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Salinas, California. They rate many other factors before issuing a loan. One of them is financial capabilities. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should define its exact cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Salinas, California

U.S. Bank Branch

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+1 (805) 985-1949

locations.usbank.com

Fairview Mortgage Capital

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+1 (310) 831-2367

fairviewmortgage.com

Glendale Area Schools Credit Union

1800 Broadview Dr, Glendale, CA 91208, USA

+1 (818) 248-7425

gascu.org

Nationwide Quick Loans

9641 Irvine Center Dr, Irvine, CA 92618, USA

+1 (949) 400-4141

www.nationwide.com

California Check Cashing Stores

2126 El Camino Ave, Sacramento, CA 95821, USA

+1 (916) 641-2274

www.ccfi.com

SchoolsFirst Federal Credit Union - Fruitridge/Freeport

School's Financial Credit Union, 1631 Claudia Dr, Sacramento, CA 95822, USA

+1 (916) 569-5400

schools.org

Cash Now

1420 Guerneville Rd, Santa Rosa, CA 95403, USA

+1 (707) 578-7877

www.fastcash24.club

SAFE Credit Union

2740 E Bidwell St, Folsom, CA 95630, USA

+1 (916) 979-7233

www.safecu.org

Advance America

2600 Oswell St Space C, Bakersfield, CA 93306, USA

+1 (661) 872-0686

www.advanceamerica.net

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