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3 2 reviews

422 Main St, Salinas, CA 93901, USA
+1 (831) 422-5300
www.pacificvalleybank.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2003-09-02

Mailing Address

DomainsByProxy.com 14455 N. Hayden Road, Scottsdale, Arizona, 85260, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

What people think about Pacific Valley Bank?

Below you get acquainted with some of the opinions of our clients.

Thank you Pacific Valley Bank for assisting me when I needed funds urgently to pay for vacation. I have applied through this company 3 times and everything was nice. This is the most reliable lender with no hidden fees. Highly recommended!!!

Gilbert Abernathy III

A couple of days ago I urgently needed $500 to pay for a birthday gift. I submitted an application form via the website of Pacific Valley Bank. I entered the basic personal detailed. No phone calls. The necessary amount was approved within 20 minutes. The money was transferred to my bank account within 3 hours. My favourite website!

Marlen Mante V

The process was effortless, speedy. No surety needed. Thank you a lot. Love their online customer support. No issues. Would apply again.

Prof. Claudie Ledner PhD

Pay Attention

Above there is information about a definite loan provider. Below you can read common aspects of payday loans.

Payday Loans in Salinas, California

A payday loan is a short-term loan that can help you cover sudden money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Cash advance loans may be an easy and speedy solution to a short-term problem in Salinas, California. Loans from payday lenders can get you cash quickly. Your interest rate will depend on several things.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can often be an obstacle to getting a bank loan. A payday loan can help consumers who have bad credit scores or have no credit history. But we recommend you that as with any debt you should only think about applying for a payday loan if you are assured that you can afford payments on scheduled.

To get approved for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to learn the precise cost of the cash advance loan even before applying.

APR Calculator

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Bank of the West

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ATM - Umpqua Bank

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