Domain Info
Created Date
2012-11-29
Mailing Address
California, United States
Company Name
TMDcreative
TMDcreative
Contact Data
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Here you get acquainted with the reviews of our customers.
Incredible staff and banking with flawless customer service.
Violette Russel
They should have stayed small—only to county employees!
Prof. Elna Krajcik DVM
Great place to do business.
Michale Padberg I
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The first three points describe the certain lending company. In other turn, below-defined info makes readers get acquainted common information about payday loans.
Payday Loans in Salinas, California
According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.
Such financial products as payday loan in Salinas, California is issued simply and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more payday loans you pay back off, the more favorable rates a customer will get.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will allU.S. Credit Union help issue a loan in Salinas, California?
- 24/7 service. Such Internet services allow you to credit funds at any time. Funds are taken out day and night. The payday loan will be sent to a account, so a personal visit to the office is not required.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
- High approval level. When it relates to small amounts, a positive decision comes up 98%.
- Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.
What data to fill in in the application? - General Info
To submit an application, every customer should enter the following data:
Then you have to submit an application and recieve an offer.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history is a unfavorable factor that is reviewed by financial institutions. Microfinance organizations in Salinas, ca consider this circumstance not a hindrence to issue a loan. The recipient of a payday loan should be ready to objectively estimate financial solvency, take out a loan, repay the debt on a due date and not only solve current problems, but enhance the credit score.
The following general points will be rated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator defines the cost of the loan known as APR.
APR Calculator
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www.first.bank
