Welcome to Our Online Loan Referral Service

4.3 24 reviews

1410 N Main St, Salinas, CA 93906, USA
+1 (831) 540-4627
alluscu.com
Thursday
9–11:30AM, 12:30–3PM
Friday
9–11:30AM, 12:30–3PM
Saturday
Closed
Sunday
Closed
Monday
9–11:30AM, 12:30–3PM
Tuesday
9–11:30AM, 12:30–3PM
Wednesday
10–11:30AM, 12:30–3PM

Domain Info

Created Date

2012-11-29

Mailing Address

California, United States

Company Name

TMDcreative

TMDcreative

Contact Data

Feedback about allU.S. Credit Union?

Here you get acquainted with the reviews of our customers.

Incredible staff and banking with flawless customer service.

Violette Russel

They should have stayed small—only to county employees!

Prof. Elna Krajcik DVM

Great place to do business.

Michale Padberg I

Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes readers get acquainted common information about payday loans.

Payday Loans in Salinas, California

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.

Such financial products as payday loan in Salinas, California is issued simply and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more payday loans you pay back off, the more favorable rates a customer will get.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will allU.S. Credit Union help issue a loan in Salinas, California?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Funds are taken out day and night. The payday loan will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Microfinance organizations in Salinas, ca consider this circumstance not a hindrence to issue a loan. The recipient of a payday loan should be ready to objectively estimate financial solvency, take out a loan, repay the debt on a due date and not only solve current problems, but enhance the credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as APR.

APR Calculator

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