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Loan agency in Salinas, California

1611 Bunker Hill Way # 302, Salinas, CA 93906, USA

Feedback about Neighbor Payday Loans Salinas?

Here you read the reviews of our clients.

Yesterday I needed extra funds, I decided to contact Neighbor Payday Loans Salinas. They quickly approved the amount needed, and besides, they offered favorable terms at a low interest rate.

Birdie Kling

Neighbor Payday Loans Salinas applied for a payday loan secured by a vehicle for the first time, I liked everything very much. Quick and friendly service, clear terms of the agreement. I will recommend you to my family and friends.

Prof. Major Kuhn

Neighbor Payday Loans Salinas applied for a cash advance secured by an auto for the first time, I liked everything very much. Fast and friendly service, clear terms of the agreement. I will recommend you to my family and friends.

Prof. Ronny Ruecker

The funds are transferred to my bank account. I pay off through my personal account. The payment is efficient and fast. Pay on schedule and there will be no problems.

Miss Ethelyn Bechtelar

Pay Attention

Further there will be shown the details about not a certain lending company. The information below will explain shared information about payday loans and its specific features.

Payday Loans in Salinas, California

Payday loans are a kind of loans issued by payday lending company to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

It is simple and quick to take out payday loans in Salinas, California. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, he will be offered one of the most reasonable terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Neighbor Payday Loans Salinas help take out a payday loan in Salinas, California?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed money will be credited to credit card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be reviewed in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to take out a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by banks before issuing a loan. But banks almost 100% refuse the request when lenders in Salinas, ca will estimate other aspects like solvency and approve a loan. This is a way to improve your credit score.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will show the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Salinas, California

Norwalk Loan Company

11985 Firestone Blvd, Norwalk, CA 90650, USA

+1 (562) 474-1500

needtopawn.com

First Republic Bank

8347 La Mesa Blvd, La Mesa, CA 91942, USA

+1 (619) 462-6700

www.firstrepublic.com

RiverBank Food Center

6524 3rd St, Riverbank, CA 95367, USA

+1 (209) 863-2238

www.checkfreepay.com

U.S. Bank Branch

11994 Palmdale Rd, Adelanto, CA 92301, USA

+1 (760) 530-1459

locations.usbank.com

Tax Refund Loans

14553 Delano St, Van Nuys, CA 91411, USA

+1 (747) 666-5623

taxrefundloans.org

Principal Financial Group Bay Area Business Center

2099 Gateway Pl #100, San Jose, CA 95110, USA

+1 (402) 533-9820

www.principal.com

Umpqua Bank

777 Colusa Ave, Yuba City, CA 95991, USA

+1 (530) 790-2080

locations.umpquabank.com

OneWest Bank

7061 Yorktown Ave Suite 103, Huntington Beach, CA 92648, USA

+1 (714) 843-5360

www.onewestbank.com

CDC Small Business Finance

425 W Broadway UNIT 225, Glendale, CA 91204, USA

+1 (818) 805-1841 ext. 1100

cdcloans.com

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