Welcome to Our Online Loan Referral Service

2.2 18 reviews

1566 N Main St, Salinas, CA 93906, USA
+1 (831) 647-1000
www.montereycu.com
Sunday
Closed
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM
Thursday
10AM–5PM
Friday
10AM–5PM
Saturday
Closed

Domain Info

Created Date

2000-01-19

Mailing Address

Company Name

Contact Data

Feedback about Monterey Credit Union?

Here you read the feedback of our customers.

Doesn’t work with the customer.

Bradley Feest

Horrible service, my husband went to ask for letter he needed to travel.

Diego Larson

Considering switching CU from Santa Clara County Federal CU to Monterey CU.

Porter Toy

Terrible service, I don’t recommend anyone to come here.

Cedrick Miller

I had no hesitation in choosing the necessary company sure that it's legit.

Marianna Effertz

Very grateful for COMPACOM service.

Johnathan Frami DVM

The most pleasant thing was a chance to pre-qualify online and get a free quote.

Katharina Farrell

Pay Attention

Above-shown info provides the details about a exact lender. Below-specified info is oriented on general information about payday loans.

Payday Loans in Salinas, California

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.

Payday loans in Salinas, California are issued easily. The interest percentage is dependent on the borrower's person-related data: if you pay off more payday loans, the more reasobanle terms and rates lenders offer.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Monterey Credit Union help take out a loan in Salinas, California?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are taken out around the clock. The payday loan will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Payday lenders do not consider this factor the only one to issue a loan in Salinas, California. The lending company will estimate many points to qualify such as solvency. Cash advance will be a way to improve your bad credit score into a favorable one.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will specify the cost of the loan. It takes seconds to see the outcome.

APR Calculator

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