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Created Date
1998-07-13
Mailing Address
Company Name
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Feedback about California Bank & Trust?
Here you get acquainted with the reviews of our customers.
It was necessary to improve the credit rating, because there is practically no chance of getting a loan at a favorable interest rate. As a result, I addressed California Bank & Trust. The score improved after several loans paid back.
Viviane Schowalter
The payday loan is transferred easily and quickly. There is a minus - a great commission when returning a loan.
Tanya Kling
Yesterday I needed money, I decided to contact California Bank & Trust. They quickly approved the amount necessary, and besides, they offered good terms at a low interest rate.
Krista Dietrich
Thanks to California Bank & Trust for assisting when money is urgently needed. I have been applying to this service for more than a year and everything is always honest, without hidden fees.
Geo Langworth
I often take out a loan to a card in California Bank & Trust. It is very efficient. If you give it back quickly, the percentage is favorable. Employees politely and intelligibly explain all the terms.
Jackeline Hintz
I issued a loan when I had problems with money. There was no other way out. I searched this site on the Internet, among others. Has applied several services. One denied, the other offered too high a rate, but here it was approved as I wanted.
Hadley Koepp
Pay Attention
Lenders are provided in the first three points. Below info offers general information about payday loans.
Payday Loans in San Clemente, California
A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts range from $100-$1,000.
Payday loans in San Clemente, California are issued hassle-free. The interest rate depends on the borrower's personal information: if you pay back more payday loans, the more efficient terms and rates payday lending companies guarantee.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will California Bank & Trust help take out a loan in San Clemente, California?
- Round the clock service. Every borrower may contact the service round the clock. The borrowed money will be deposited to account. You won't be asked to visit any store.
- No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
- Online request. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are deposited in 24 business hours.
- Fast and high approval rate. The positive decision counts almost 98%.
- Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a loan from online lenders.
What data to fill out in the application? - General Info
To submit an application, every customer should fill out the following data:
Then a client should submit an application to get an offer from one of lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are denied a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in San Clemente, California. The company will estimate many points to qualify such as solvency. Cash advance will be a source to enhance your bad credit rating into a favorable one.
The following general points will be estimated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to calculate the annual percentage rate of the loan, you are welcome to apply the calculator. It will define the cost of the cash advance.
APR Calculator
Other Payday Lenders in San Clemente, California
OneWest Bank
199 Thousand Oaks Blvd, Thousand Oaks, CA 91360, USA
+1 (805) 379-5520
www.onewestbank.com
Montana Capital Car Title Loans
1144 W Valley Pkwy, Escondido, CA 92025, USA
+1 (760) 201-1036
montanacapital.com
OneMain Financial
21115 Hawthorne Blvd, Torrance, CA 90503, USA
+1 (310) 316-5450
www.onemainfinancial.com
Bay Equity Home Loans
2582 Old First St, Livermore, CA 94550, USA
+1 (925) 309-5002
www.bayequityhomeloans.com
