Granite Financial Services Payday Loans Review

Organization owner?

11838 Bernardo Plaza Ct # 204, San Diego, CA 92128, USA

+1 (858) 485-0980

Feedback about Granite Financial Services?

Here you read the feedback of our customers.

I issued a cash advance when I had problems with money. There was no other way out. I searched this website on the Internet, among others. Has applied several services. One denied, the other offered too high a rate, but here it was approved as I wanted.

Keon Shanahan MD

It so happened that it had to go to another city, but the paycheck had not yet arrived. A friend recommended me to contact Granite Financial Services. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Freddie Hartmann Sr.

I took out a payday loan when I had problems with money. There was no other way out. I found this site on the Internet, among others. Has applied several services. One denied, the other offered too high a interest rate, but here it was approved as I wanted.

Damion Gorczany

Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at fair rate, so far it has been paid off on time, it can be either extended or paid off ahead of schedule.

Alivia Jaskolski

Pay Attention

Above-specified info provides the details about a certain lending company. Below-shown info is devoted to shared information about payday loans.

Payday Loans in San Diego, Texas

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in San Diego, Texas is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more cash advance you pay back off, the more reasonable rates a borrower will recieve.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Granite Financial Services help issue a payday loan in San Diego, Texas?

Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be deposited to your credit card.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online application with customer data. It will take several minutes to review the application. The money are credited in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is assessed by lenders before taking out a loan. But banks almost 100% refuse the request when lenders in San Diego, tx will assess other aspects like financial capabilities and approve a loan. This is a way to enhance your credit score.

The following common points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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