Feedback about Hometown Financial Services?
Here you see the reviews of our customers.
Thanks to the team of Hometown Financial Services. Quick solution of the arisen issues, quick approval on the cash advance. I definitely recommend this company.
Mr. Darryl Batz IV
I had an unpleasant situation in my life. I urgently required extra money. This company helped out me a lot. They approved the required loan amount. I solved all my problems. I recommend the company to all my friends.
Keegan Kling PhD
Pay Attention
The first three points specify the certain lender. In other turn, below-defined info makes users grapple with shared information about payday loans.
Payday Loans in San Diego, Texas
According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.
This financial product in San Diego, Texas is taken out easily and fast. The interest percentage is specified respecting the category of the borrower: the more loans are successfully paid back, the more attractive terms will be offered to you.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
How will Hometown Financial Services help take out a loan in San Diego, Texas?
- 24/7 service. Such Internet services allow you to get funds at any time. Funds are taken out day and night. The deposit will be sent to a card, so a personal visit to the store is not required.
- No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
- Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
- High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.
What data to fill out in the application? - General Info
To submit an application, every client should fill out the following data:
Then you should submit an application to get a proposal from one of lending companies.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are denied a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Lenders do not consider this factor the only one to take out a loan in San Diego, Texas. The lending company will assess many points to qualify such as solvency. Cash advance will be a source to improve your bad credit rating into a favorable one.
The following general points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator clarifies the cost of the loan known as APR.
APR Calculator
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