Welcome to Our Online Loan Referral Service


2727 Camino del Rio S #250, San Diego, CA 92108, USA
+1 (619) 294-8400
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8:30AM–4:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM

What people think about Oak Harbor Financial?

Below you see some of the reviews of our clients.

Oak Harbor Financial seems good. Used it twice. The first loan approved was small – $200, but next time the limit was increased to $1000. Closed the loan on due date. The managers were friendly, they gave immediate answers to all my questions. No issues. But their interest rates are average.

Lourdes Schneider DDS

Thank you for the best service. Your managers assisted me throughout the process. It’s great that you only need an ID to get funds.

Mackenzie Ernser

I want to say Many Thanks to the team of Oak Harbor Financial. They offer immediate solution to any unexpected money troubles. Love them for their quick decision. Applied for a cash advance and got accepted although my credit was poor. I will surely use this service if I need money in the future.

Ceasar O'Reilly Sr.

They only ask for an ID to verify you. Last week I was ill and needed extra money to survive. These guys accepted me although I had a bad credit score. Online and transparent process. !

Mr. Jaleel Bernier

Pay Attention

The previous three items describe a precise lending service. But below you can read common data about payday loans.

Payday Loans in San Diego, Texas

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in San Diego, Texas is are easy to get. The interest rate is individual for each applicant and depends on various aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still be eligible a payday loan. Such loans are created to help meet the needs of consumers with bad credit scores. There are lenders who may be willing to offer you a payday loan even if you have a poor credit score. You will need a stable income to apply for a bad credit payday loan.

To get approved for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the APR. It’s easy to learn the precise cost of the loan even before applying.

APR Calculator

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