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1 reviews

4365 Executive Dr, San Diego, CA 92121, USA
+1 (858) 458-2837
www.opusbank.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

2002-10-30

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

What people think about Opus Bank Corporate Office?

Below you see some of the reviews of our clients.

I always use Opus Bank Corporate Office when it need a cash advance. The application process is trouble-free. No complaints.

Brooks Cormier PhD

I asked Opus Bank Corporate Office for financial assistance. Everything was done very quickly. Had the money in my account the next evening. Employees are very friendly. Good experience!

Olin Feeney

Fast application. I only needed an ID and a bank account. Same day lending decision. The first time I was approved for $600 only. Hope the available amount will increase next time. Interest rate is competitive. Paid off the loan earlier than agreed. If desired, the term can be also extended.

Jakob Gutmann

I applied for the first payday loan in my life, was approved in 15 minutes despite the fact that I had debts already. I repaid it early. Love this lender for their affordable rates. Other lenders in my city charge sky high interest!

Tanner Rohan

Pay Attention

Now you can review general aspects of payday loans.

Payday Loans in San Diego, Texas

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Online payday loans can be the best solution to your unexpected financial troubles in San Diego , Texas because they are easily approved and easily paid off. Your interest rate will depend on your state law or on the company's policy.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to applicants with a bad credit rating. Payday loan approvals depend very much on specific circumstances. Payday companies will pay attention to your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a payday loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the APR. It’s easy to find out the precise cost of the loan even before applying.

APR Calculator

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