Welcome to Our Online Loan Referral Service

3 2 reviews

6313 Mission Gorge Rd, San Diego, CA 92120, USA
+1 (619) 521-5800
calbanktrust.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

1998-07-13

Mailing Address

Company Name

Contact Data

Feedback about California Bank & Trust?

Here you get acquainted with the feedback of our customers.

Thanks to the employees for the reliable service. They assisted in difficult times. For application you only need an ID.

Ebony Gutkowski

It so happened that it had to go to another town, but the paycheck had not yet arrived. A friend recommended me to address California Bank & Trust. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Mekhi Corkery

Good service with a favorable percentage. Money deposited immediately, I always use California Bank & Trust.

Devyn Marquardt

I'm not ashamed to borrow money from California Bank & Trust, now the whole world lives like this. I have already used payday loans many times, everything is convenient.

Dr. Henri Dicki DDS

Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at reasonable rate, so far it has been returned on time, it can be either extended or paid back ahead of schedule.

Aimee Romaguera Sr.

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes users get acquainted general information about payday loans.

Payday Loans in San Diego, Texas

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in San Diego, Texas are issued hassle-free. The interest rate is conditional on the borrower's personal data: if you repay more payday loans, the more reasobanle terms and rates lenders offer.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will California Bank & Trust help take out a loan in San Diego, Texas?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are taken out day and night. The payday loan will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Payday lenders do not consider this factor the only one to issue a loan in San Diego, Texas. The company will estimate many points to qualify such as solvency. Cash advance will be a source to improve your bad credit rating into a favorable one.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to use the calculator. It will determine the cost of the payday loan.

APR Calculator

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OneWest Bank

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