Welcome to Our Online Loan Referral Service

4.7 27 reviews
Loan agency in San Diego, California

4090 El Cajon Blvd, San Diego, CA 92105, USA
+1 (619) 563-6543
www.paydaymoneycenters.com
Sunday
Closed
Monday
10AM–6:30PM
Tuesday
10AM–6:30PM
Wednesday
10AM–6:30PM
Thursday
10AM–6:30PM
Friday
10AM–6:30PM
Saturday
10AM–5PM

Domain Info

Created Date

2008-09-22

Mailing Address

Company Name

Contact Data

Feedback about Payday Money Centers- East San Diego?

Here you grapple with the reviews of our customers.

Great environment and customer service

Ruth Franecki

I love this place for bieng a first time customer

Nikita Halvorson

Interest is low AWESOME service was high .

Ms. Elise Stamm

Pay Attention

Above there are details about a exact lending company. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in San Diego, Texas

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Problem-free financial products are known as payday loans in San Diego, tx. They are issued at individual interest rates. They depend on customer's data. It is also important to repay as much payday loans as possible.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Payday Money Centers- East San Diego help take out a loan in San Diego, Texas?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Funds are taken out around the clock. The loan will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is assessed by banks before taking out a loan. But banks almost 100% refuse the application when lenders in San Diego, tx will assess other aspects like financial capabilities and approve a loan. This is a way to enhance your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

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Loans by Misty

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U.S. Bank Branch

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+1 (661) 940-1142

locations.usbank.com

HSBC Bank

9601 Las Tunas Dr, Temple City, CA 91780, USA

+1 (626) 537-3186

www.us.hsbc.com

Bank of America ATM

1516 CA-99, Gridley, CA 95948, USA

+1 (844) 401-8500

locators.bankofamerica.com

Westamerica Bank

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+1 (209) 668-5440

www.westamerica.com

First Republic Bank

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+1 (650) 216-8883

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South Coast Funding

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+1 (949) 253-9096

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