Welcome to Our Online Loan Referral Service

5 2 reviews

701 B St Suite 100, San Diego, CA 92101, USA
+1 (619) 231-8500
locations.bannerbank.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

1997-06-14

Mailing Address

WA, United States

Company Name

Banner Bank

Banner Bank

Contact Data

Feedback about Banner Bank?

Here you grapple with the reviews of our clients.

want to express my deep gratitude to Banner Bank for believing my case. I had some problems with a credit rating, but this service helped me out and took out a loan.

Dr. Tom Kassulke

Thanks to the staff for the competent service. They helped out in difficult times. For application you only need an ID.

Mr. Anastacio Lueilwitz MD

Banner Bank applied for a cash advance secured by a car for the first time, I liked everything very much. Quick and friendly service, clear terms of the agreement. I will recommend you to my family and friends.

Margaretta Gottlieb III

The money are deposited to my credit card. I pay back through my personal account. The payment is efficient and fast. Pay on schedule and there will be no problems.

Bridget Kuhlman

I took the first cash advance, I was approved immediately, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to renew the payment and return the cash advance in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.

Dr. Angelo Dietrich

Pay Attention

Above there are details about a exact lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in San Diego, Texas

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

Such financial products as payday loan in San Diego, Texas is taken out easily and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more favorable rates a customer will get.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Banner Bank help take out a payday loan in San Diego, Texas?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to review the form. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is considered by payday lenders before issuing a loan. But banks almost 100% deny the application when lenders in San Diego, tx will estimate other aspects like solvency and approve a payday loan. This is a way to improve your credit score.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should define its real cost. This calculator will show the APR of the loan.

APR Calculator

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California Bank & Trust

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