Welcome to Our Online Loan Referral Service

2.8 5 reviews

343 Sansome St Suite 100, San Francisco, CA 94104, USA
+1 (415) 249-0325
www.mechanicsbank.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Mechanics Bank - San Francisco Branch?

Here you grapple with the feedback of our customers.

I trusted Mechanics Bank - San Francisco Branch when it was necessary to get a payday loan. I filled in an application quickly. No problems.

Collin Crist III

It so happened that it had to go to another city, but the paycheck had not yet arrived. A friend recommended me to contact Mechanics Bank - San Francisco Branch. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Genesis Hermann I

Pay Attention

The first three points show the certain lending company. In other turn, below-defined info makes people get acquainted shared information about payday loans.

Payday Loans in San Francisco, California

A short-term loan is known as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts vary from $100-$1,000.

It is simple and fast to issue loans in San Francisco, California. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, he will be provided one of the most efficinet terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Mechanics Bank - San Francisco Branch help issue a loan in San Francisco, California?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed money will be credited to account. You won't be asked to visit any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be processed in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is taken into account by financial institutions. Microfinance organizations in San Francisco, ca review this circumstance not a drawback to issue a loan. The client of a payday loan should be ready to objectively estimate financial capabilities, issue a loan, pay off the debt on time and not only solve current issues, but improve the credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a definite cost of the payday loan.

APR Calculator

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Edward Jones - Financial Advisor

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Bank of America Financial Center

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