Welcome to Our Online Loan Referral Service


225 W Santa Clara St Suite 150, San Jose, CA 95113, USA
+1 (408) 755-4800
locations.umpquabank.com

Domain Info

Created Date

2000-07-31

Mailing Address

20085 NW TANASBOURNE DR, Hillsboro, OR, 97124-7104, United States

Company Name

Umpqua Bank

Umpqua Bank

Contact Data

[email protected]

+1.8778674357

What people think about ATM - Umpqua Bank?

Below you read some of the testimonials of our clients.

I applied for the first payday loan in my life, was approved immediately despite the fact that I had low credit score. I repaid it before the due date. Love this lender for their competitive rates. Other lenders in my city charge sky high interest!

Macy Fadel

I needed $600 to buy a suit for a party. The only way out was to apply for a payday loan. Found a lot of lenders online. ATM - Umpqua Bank is the most legit lender in San Jose.

Raleigh Gerhold

Used ATM - Umpqua Bank for the third time. The lender is legit. They always keep you informed on your loan. No fraud. You can always extend your loan. They are always there when I need extra money.

Schuyler Frami DVM

Good website with affordable rates. They money immediately, as promised. I will use ATM - Umpqua Bank again if I need temporary help.

Mrs. Graciela Marquardt

Good website with competitive rates. They money within 2 hours, as promised. I will use ATM - Umpqua Bank again if I need extra money.

Abbey Effertz PhD

Important

The previous three items charactirize a peculiar company. But below you can read general details about payday loans.

Payday Loans in San Jose, Illinois

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Payday loans in San Jose, Illinois is are easy to get. The interest rate is individual for each person and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to individuals with a bad credit history. Payday loan approvals depend very much on other factors. Lenders will check your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a cash advance, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your loan. It only takes 30 seconds to become informative even before applying.

APR Calculator

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