Welcome to Our Online Loan Referral Service

3.9 25 reviews

1705 E Capitol Expy #20, San Jose, CA 95121, USA
+1 (800) 632-4600
www.providentcu.org
Friday
9AM–6PM
Saturday
9AM–4PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

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Mailing Address

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What people think about Provident Credit Union (San Jose Community Branch)?

Below you get acquainted with some of the opinions of our customers.

Extremely happy with the level of service that they provide here.

Roxanne Mills PhD

Horrible customer service very racist including the manager.

Jadon Witting

Great staff, courteous & helpful.

Halle Rowe

Important

Now you can read general features of payday loans.

Payday Loans in San Jose, Illinois

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.

It is trouble-free and fast to get approved for payday loans in San Jose, Illinois. The APR will be set specifically for each person and will depend on the personal information the borrower provided.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to consumers with a bad credit history. Payday loan approvals depend very much on specific aspects. Lenders will look at your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.

To get approved for a payday loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the annual percentage rate right now. Use this online calculator to specify the real cost of your payday loan. It only takes 30 seconds to become informative even before applying.

APR Calculator

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montanacapital.com

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Shelter Financial

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+1 (866) 403-2757

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Bank of the West

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+1 (707) 963-7185

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The Check Cashing Place

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